Table 2.

First theme “dollars”

DollarsSales and liquidity in the short run (R1)
 Make sure to have some liquidity to be able to meet a crisis (R1)
 Never forget the economic part, you need money (R2)
 Drop in sales (R3)
 Decrease in total profit by 90% (R5)
 I used my personal savings (R6)
 I realized that economic support is really important, so we need to do savings for future uncertainties (R6)
 Governmental support to receive grant 50% back (R7)
 I have noticed that the liquidity in my company has been worse than before (R9)
 In the beginning, liquidity and financial backups were still good in order to pay salaries. After a while, it became more and more difficult to pay salaries on time due to accrued invoices from suppliers (R10)
 Be careful how you spend your money, you do not know how this pandemic would affect you (R16)
 Turnover was slightly lowered, less customers (R20)
 Decline in demand (R21)
 My earnings declined by almost 60% (R22)
 My business in an online store, we actually experienced much better sales with an increase of 80% (R23)
 Profitability has increased (R26)
Source: Authors’ own work

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