Table 2 Financial stability words...

Table 2

Financial stability words analyzed in inflation reports

Group	Words
Cyclical $(c_{i})$	credit boom, credit bust, credit cycle, credit gap, credit growth, credit policy, credit risk, credit standards, credit survey, credit, deleveraging, financial cycle, foreign currency credit/fx credit, foreign currency loan/fx loan, foreign currency swap/fx swap, housing, housing loan, housing credit, impairments, indebtedness, lender, lending, lending cycle, lending policy, lending survey, lending surveys, leverage, loan growth, loan, mortgage, overindebtedness/over-indebtedness, procyclical, property price, real estate, real estate price, propert, mortgage loan*, bubble, house price
Structural $(s_{i})$	bank* capital, bank* equity, bank* funding, bank* resilience, buffer, capital adequacy, capital adequacy ratio, capital ratio, CET, common equity, contagion, financial network, illiqiudity, interconnected, LCR, liquidity coverage ratio, liquidity position, liquidity risk, maturity mismatch, net stable funding ratio, NSFR, riskweight, riskweightassets, RWA, spillover, systemic important, tier
General $(g_{i})$	asset quality, bank* assets, bank* bankruptcy, bank* default, bank* exposure, bank* income, bank* liabilities, bank* profitability, bank* regulation, bank* risk bank, banking regulations, banking sector, banking supervision, banking system, CRD, credit institution, cris, bank deposits, CRR, financial institution, financial market financial sector, financial stability, financial supervision, financial system, macroprudential, microprudential, nonperforming, NPE, NPL* bank* resolution, return on assets, return on equity, ROA, ROE, stress test*, subprime, systemic risk, LTV/loan-to-value/loan to value, securitization

Group	Words
Cyclical $(c_{i})$	credit boom, credit bust, credit cycle, credit gap, credit growth, credit policy, credit risk, credit standards, credit survey, credit, deleveraging, financial cycle, foreign currency credit/fx credit, foreign currency loan/fx loan, foreign currency swap/fx swap, housing, housing loan, housing credit, impairments, indebtedness, lender, lending, lending cycle, lending policy, lending survey, lending surveys, leverage, loan growth, loan, mortgage, overindebtedness/over-indebtedness, procyclical, property price, real estate, real estate price, propert, mortgage loan*, bubble, house price
Structural $(s_{i})$	bank* capital, bank* equity, bank* funding, bank* resilience, buffer, capital adequacy, capital adequacy ratio, capital ratio, CET, common equity, contagion, financial network, illiqiudity, interconnected, LCR, liquidity coverage ratio, liquidity position, liquidity risk, maturity mismatch, net stable funding ratio, NSFR, riskweight, riskweightassets, RWA, spillover, systemic important, tier
General $(g_{i})$	asset quality, bank* assets, bank* bankruptcy, bank* default, bank* exposure, bank* income, bank* liabilities, bank* profitability, bank* regulation, bank* riskbank, banking regulations, banking sector, banking supervision, banking system, CRD, credit institution, cris, bank deposits, CRR, financial institution, financial marketfinancial sector, financial stability, financial supervision, financial system, macroprudential, microprudential, nonperforming, NPE, NPLbank resolution, return on assets, return on equity, ROA, ROE, stress test*, subprime, systemic risk, LTV/loan-to-value/loan to value, securitization

Note(s): When constructing the dictionary we took into account the issues of stemming or lemmatization, i.e. the symbol “*” at the end of word matches all the words that start with the expression before “*” but have different endings. For example “cris*” contains: crises and crisis. We also included versions of selected words with and without a hyphen

Source(s): Authors’ own elaboration

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