Table 4 Variables means’ differences as... | Emerald Publishing

Table 4

Variables means’ differences as a function of Muamalah contract

Variables	Model takaful	Means	Difference between means	t
REP	Wakalah	0.913	0.034	0.849 ns
REP	Hybrid	0.880	0.034	0.849 ns
SAT	Wakalah	0.052	0.048	1.685 ns
SAT	Hybrid	0.004	0.048	1.685 ns
CSR	Wakalah	0.197	−0.142	−6.93***
CSR	Hybrid	0.339	−0.142	−6.93***
LEV	Wakalah	0.353	0.189	1.327 ns
LEV	Hybrid	0.164	0.189	1.327 ns
SIZE	Wakalah	12.717	0.929	5.591***
SIZE	Hybrid	11.787	0.929	5.591***
COVID19	Wakalah	0.98	0.01	0.470 ns
COVID19	Hybrid	0.97	0.01	0.470 ns
ROA	Wakalah	0.021	0.000	0.028 ns
ROA	Hybrid	0.020	0.000	0.028 ns
ROE	Wakalah	0.062	0.016	0.912 ns
ROE	Hybrid	0.045	0.016	0.912 ns
ROI	Wakalah	0.123	0.026	1.663*
ROI	Hybrid	0.097	0.026	1.663*

Variables	Model takaful	Means	Difference between means	t
REP	Wakalah	0.913	0.034	0.849 ns
REP	Hybrid	0.880	0.034	0.849 ns
SAT	Wakalah	0.052	0.048	1.685 ns
SAT	Hybrid	0.004	0.048	1.685 ns
CSR	Wakalah	0.197	−0.142	−6.93***
CSR	Hybrid	0.339	−0.142	−6.93***
LEV	Wakalah	0.353	0.189	1.327 ns
LEV	Hybrid	0.164	0.189	1.327 ns
SIZE	Wakalah	12.717	0.929	5.591***
SIZE	Hybrid	11.787	0.929	5.591***
COVID19	Wakalah	0.98	0.01	0.470 ns
COVID19	Hybrid	0.97	0.01	0.470 ns
ROA	Wakalah	0.021	0.000	0.028 ns
ROA	Hybrid	0.020	0.000	0.028 ns
ROE	Wakalah	0.062	0.016	0.912 ns
ROE	Hybrid	0.045	0.016	0.912 ns
ROI	Wakalah	0.123	0.026	1.663*
ROI	Hybrid	0.097	0.026	1.663*

Note(s): ***significant at 1%, **significant at 5%, *significant at 10%, ns: nonsignificant

Source(s): Authors' own creation