Table 2 Loadings, McDonald's Omega,...

Table 2

Loadings, McDonald's Omega, composite reliability and average variance extracted

Item	Loadings	ω	CR^a	AVE^b	Item	Loadings	ω	CR	AVE
ATT1	0.712	0.805	0.867	0.621	PBC1	0.816	0.776	0.868	0.686
ATT2	0.759				PBC2	0.821
ATT3	0.848				PBC3	0.848
ATT4	0.826				PER1	0.818	0.829	0.872	0.632
BI1	0.900	0.924	0.945	0.813	PER2	0.735
BI2	0.938				PER3	0.899
BI3	0.940				PER4	0.714
BI4	0.823				PPR1	0.869	0.839	0.901	0.752
DE1	0.800	0.851	0.899	0.689	PPR2	0.876
DE2	0.838				PPR3	0.856
DE3	0.836				PR1	0.835	0.892	0.925	0.755
DE4	0.846				PR2	0.922
FR1	0.880	0.632	0.751	0.511	PR3	0.855
FR2	0.545				PR4	0.862
FR3	0.680				SN1	0.896	0.930	0.949	0.822
NAE1	0.912	0.925	0.946	0.815	SN2	0.934
NAE2	0.900				SN3	0.923
NAE3	0.889				SN4	0.873
NAE4	0.911				PAE1	0.856	0.858	0.907	0.710
COR1	0.865	0.885	0.920	0.793	PAE2	0.890
COR2	0.907				PAE3	0.816
COR3	0.899				PAE4	0.805

Item	Loadings	ω	CR^a	AVE^b	Item	Loadings	ω	CR	AVE
ATT1	0.712	0.805	0.867	0.621	PBC1	0.816	0.776	0.868	0.686
ATT2	0.759				PBC2	0.821
ATT3	0.848				PBC3	0.848
ATT4	0.826				PER1	0.818	0.829	0.872	0.632
BI1	0.900	0.924	0.945	0.813	PER2	0.735
BI2	0.938				PER3	0.899
BI3	0.940				PER4	0.714
BI4	0.823				PPR1	0.869	0.839	0.901	0.752
DE1	0.800	0.851	0.899	0.689	PPR2	0.876
DE2	0.838				PPR3	0.856
DE3	0.836				PR1	0.835	0.892	0.925	0.755
DE4	0.846				PR2	0.922
FR1	0.880	0.632	0.751	0.511	PR3	0.855
FR2	0.545				PR4	0.862
FR3	0.680				SN1	0.896	0.930	0.949	0.822
NAE1	0.912	0.925	0.946	0.815	SN2	0.934
NAE2	0.900				SN3	0.923
NAE3	0.889				SN4	0.873
NAE4	0.911				PAE1	0.856	0.858	0.907	0.710
COR1	0.865	0.885	0.920	0.793	PAE2	0.890
COR2	0.907				PAE3	0.816
COR3	0.899				PAE4	0.805

Note(s): ^a Composite reliability (CR) = (square of the summation of the factor loadings)/ [(square of the summation of the factor loadings) + (square of the summation of the error variance)

^b Average variance extracted (AVE) = (summation of squared factor loadings)/(summation of squared factor loadings) (summation of error variances)

ω = Omega, CR = Composite reliability, AVE = Average variance extracted, ATT = attitude, BI = behavioural intention, DE = desire, FR = financial risk, NAE = negative anticipated emotions, PAE = positive anticipated emotions, PBC = perceived behavioural control, PER = performance risk, PPR = privacy risk, PR = physical Risk, COR = COVID-19 risk, SN = subjective norms

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