Table 6

Performance and total effects

DesireBehavioural intention
Total effectTotal effectPerformances
Attitude0.3740.27668.128
COVID-19 risk−0.1050.02849.101
Desire0.73862.366
Financial risk−0.088−0.07767.259
Negative anticipated emotions0.1690.12533.029
Perceived behavioural control0.0960.22575.366
Performance risk0.1190.07654.642
Physical risk0.150−0.03727.136
Positive anticipated emotions0.1920.14254.970
Privacy risk−0.133−0.11855.268
Subjective norms0.0880.06558.568

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