Table 2

Discriminant validity

RelationshipHeterotrait-monotrait ratio (HTMT)
Perceived ease of use → behaviour intention0.569
Perceived participation → behaviour intention0.486
Perceived participation → perceived ease of use0.671
Perceived transparency → behaviour intention0.724
Perceived transparency → perceived ease of use0.589
Perceived transparency → perceived participation0.845
Perceived trust → behaviour intention0.801
Perceived trust → perceived ease of use0.734
Perceived trust → perceived participation0.686
Perceived trust → perceived transparency0.88
Perceived usefulness → behaviour intention0.76
Perceived usefulness → perceived ease of use0.864
Perceived usefulness → perceived participation0.671
Perceived usefulness → perceived transparency0.73
Perceived usefulness → perceived trust0.764

Source(s): Author

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