Table 3 Measurement model (estimates)...

Table 3

Measurement model (estimates)

Constructs	Items	Loadings	Cronbach's alpha (Cα)	Composite reliability (CR)	Average variance extracted (AVE)
E_INV	E_INV1	0.816	0.767	0.865	0.682
	E_INV2	0.856
	E_INV3	0.804
E_PAY	E_PAY1	0.837	0.793	0.879	0.708
	E_PAY2	0.810
	E_PAY3	0.875
E_PRV	E_PRV1	0.749	0.737	0.834	0.556
	E_PRV2	0.743
	E_PRV3	0.742
	E_PRV4	0.749
E_SEC	E_SEC1	0.762	0.753	0.843	0.574
	E_SEC2	0.748
	E_SEC3	0.772
	E_SEC4	0.748
E_TST	E_TST1	0.835	0.856	0.903	0.699
	E_TST2	0.789
	E_TST3	0.880
	E_TST4	0.838
FCV	FCV1	0.852	0.918	0.935	0.672
	FCV2	0.730
	FCV3	0.832
	FCV4	0.733
	FCV5	0.827
	FCV6	0.748
	FCV7	0.810
PI	PI1	0.888	0.839	0.903	0.755
	PI2	0.882
	PI3	0.837
USB	USB1	0.771	0.840	0.886	0.608
	USB2	0.738
	USB3	0.818
	USB4	0.765
	USB6	0.803

Constructs	Items	Loadings	Cronbach's alpha (Cα)	Composite reliability (CR)	Average variance extracted (AVE)
E_INV	E_INV1	0.816	0.767	0.865	0.682
	E_INV2	0.856
	E_INV3	0.804
E_PAY	E_PAY1	0.837	0.793	0.879	0.708
	E_PAY2	0.810
	E_PAY3	0.875
E_PRV	E_PRV1	0.749	0.737	0.834	0.556
	E_PRV2	0.743
	E_PRV3	0.742
	E_PRV4	0.749
E_SEC	E_SEC1	0.762	0.753	0.843	0.574
	E_SEC2	0.748
	E_SEC3	0.772
	E_SEC4	0.748
E_TST	E_TST1	0.835	0.856	0.903	0.699
	E_TST2	0.789
	E_TST3	0.880
	E_TST4	0.838
FCV	FCV1	0.852	0.918	0.935	0.672
	FCV2	0.730
	FCV3	0.832
	FCV4	0.733
	FCV5	0.827
	FCV6	0.748
	FCV7	0.810
PI	PI1	0.888	0.839	0.903	0.755
	PI2	0.882
	PI3	0.837
USB	USB1	0.771	0.840	0.886	0.608
	USB2	0.738
	USB3	0.818
	USB4	0.765
	USB6	0.803

Note(s): Abbreviations: E_PRV = electronic privacy, E_SEC = electronic security, E_PAY = electronic payment, USB = usability, E_INV = electronic innovativeness, E_TST = electronic trust, PI = purchase intention and FCV = fear of contagious viruses

Source(s): Authors’ own creation/work

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