Table 4 Fornell and Lacker's criterion...

Table 4

Fornell and Lacker's criterion

Variables	E_INV	E_PAY	E_PRV	E_SEC	E_TST	FCV	PI	USB
E_INV	0.826
E_PAY	0.584	0.841
E_PRV	0.382	0.489	0.746
E_SEC	0.354	0.506	0.409	0.758
E_TST	0.622	0.661	0.567	0.514	0.836
FCV	0.209	0.219	0.004	0.051	0.291	0.820
PI	0.494	0.338	0.144	0.189	0.382	0.288	0.869
USB	0.437	0.523	0.445	0.413	0.622	0.139	0.220	0.780

Variables	E_INV	E_PAY	E_PRV	E_SEC	E_TST	FCV	PI	USB
E_INV	0.826
E_PAY	0.584	0.841
E_PRV	0.382	0.489	0.746
E_SEC	0.354	0.506	0.409	0.758
E_TST	0.622	0.661	0.567	0.514	0.836
FCV	0.209	0.219	0.004	0.051	0.291	0.820
PI	0.494	0.338	0.144	0.189	0.382	0.288	0.869
USB	0.437	0.523	0.445	0.413	0.622	0.139	0.220	0.780

Note(s): Abbreviations: E_PRV = electronic privacy, E_SEC = electronic security, E_PAY = electronic payment, USB = usability, E_INV = electronic innovativeness, E_TST = electronic trust, PI=purchase intention and FCV = fear of contagious viruses

Source(s): Authors’ own creation/work

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