Table 3

Feature field selection

Basic demographic characteristics field
  • -

    A. gender

  • -

    B. age

  • -

    C. resident city level

Feature fields that reflect the characteristics of online consuming behavior
  • -

    D. 30-day online consumption number

  • -

    E. 30-day online consumption amount

  • -

    F. 30-day online transfer number

  • -

    G. 30-day online transfer amount

Feature fields that reflect APP behavior
  • -

    H. 30-day APP login times

  • -

    I. 30-day payment page access times

Source(s): Table by authors’

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