Table 4

HTMT ratio

Variable12345678
FAM        
FCV0.051       
IQ0.6690.159      
PI0.1860.3310.364     
PV0.6670.1600.6500.429    
RP0.5400.2030.6620.6600.659   
TS0.5910.3100.8380.3890.7020.751  
USB0.5010.0810.7050.2780.5520.5710.689 

Note(s): FAM=Familiarity, FCV=Fear of COVID, IQ=Information Quality, PI=Purchase Intention, PV=Perceived Value, RP=Reputation, TS=Time-Saving and USB=Usability

Source(s): Authors' own creation/work

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