Table 3

Cluster frequencies (%) by gender, country, and pension regulation, with chi-square tests

MenWomen
Entrepre-neur to 60Entrepre-neur to 65Entrepreneur and employeeEntrepre-neur to 60Entrepre-neur to 65Entrepreneur and employee
No gender-difference in retirement age, mandatory coverage
Cyprus40.953.06.137.051.911.1
Luxembourg44.052.04.052.239.18.7
Hungary77.419.43.278.621.40.0
Belgium44.439.616.061.936.41.7
France71.221.96.963.029.67.4
Portugal33.354.811.927.565.07.5
Sweden21.247.731.117.551.231.3
Latvia0.0100.00.00.00.0100.0
Finland42.447.010.637.854.18.1
Slovakia71.428.60.0100.00.00.0
Ireland23.765.810.520.060.020.0
Netherlands39.451.59.152.841.65.6
Spain30.160.79.235.859.44.8
Average***40.845.813.345.545.78.8
No gender-difference in retirement age, no mandatory coverage
Denmark28.845.425.838.439.422.2
Germany26.748.924.427.452.620.0
Average27.847.125.133.045.921.1
Gender-difference in retirement age, mandatory coverage
Austria62.228.09.870.622.96.5
Bulgaria40.050.010.050.037.512.5
Croatia62.528.19.478.621.40.0
Czech Republic47.818.833.451.024.524.5
Estonia38.530.830.733.328.238.5
Greece40.157.32.629.170.90.0
Israel16.358.225.539.051.29.8
Italy52.840.27.062.931.85.3
Lithuania30.030.040.050.050.00.0
Malta57.527.515.050.050.00.0
Poland66.228.45.473.325.11.6
Romania57.128.614.366.733.30.0
Slovenia83.611.54.988.211.80.0
Switzerland17.455.127.523.161.215.7
Average***46.541.212.354.537.77.8
Total***41.943.814.348.741.79.6

Note(s): *p < 0.05; **p < 0.01; ***p < 0.001

Source(s): Author’s own work

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