Table 5 Descriptive statistics Variable...

Table 5

Descriptive statistics

Variable names	Total sample (1,222)		Borrowing (134)		Non-borrowing (1,088)
Variable names	Mean	Std. Dev	Mean	Std. Dev	Mean	Std. Dev
repov	0.31	0.15	0.26	0.14	0.32	0.15
Income inequality	0.05	0.10	0.03	0.08	0.05	0.10
Opportunity inequality	0.18	0.08	0.14	0.08	0.18	0.07
Ability inequality	0.12	0.09	0.10	0.09	0.12	0.09
Sense of relative deprivation	0.10	0.12	0.10	0.12	0.11	0.12
micro	0.11	0.31	1.00	0.00	0.00	0.00
we	2.74	0.95	2.97	0.90	2.71	0.95
Family decision-making	2.71	0.98	2.76	0.93	2.71	0.99
Social participation	2.77	1.40	3.18	1.35	2.72	1.40
age	55.16	10.74	50.87	9.38	55.69	10.78
gender	0.91	0.28	0.93	0.26	0.91	0.29
marri	1.11	0.46	1.04	0.30	1.12	0.47
edu	6.63	3.50	7.28	3.13	6.55	3.53
distance	6.47	8.59	6.64	6.82	6.45	8.78
outlabor	1.03	1.08	0.81	1.01	1.05	1.08
per_land	1.39	1.68	1.91	2.09	1.33	1.61
fe_edu	5.42	4.48	6.14	4.47	5.33	4.48
left	0.11	0.31	0.10	0.31	0.11	0.31
digital	45.98	5.82	46.48	5.32	45.92	5.87

Variable names	Total sample (1,222)		Borrowing (134)		Non-borrowing (1,088)
Variable names	Mean	Std. Dev	Mean	Std. Dev	Mean	Std. Dev
repov	0.31	0.15	0.26	0.14	0.32	0.15
Income inequality	0.05	0.10	0.03	0.08	0.05	0.10
Opportunity inequality	0.18	0.08	0.14	0.08	0.18	0.07
Ability inequality	0.12	0.09	0.10	0.09	0.12	0.09
Sense of relative deprivation	0.10	0.12	0.10	0.12	0.11	0.12
micro	0.11	0.31	1.00	0.00	0.00	0.00
we	2.74	0.95	2.97	0.90	2.71	0.95
Family decision-making	2.71	0.98	2.76	0.93	2.71	0.99
Social participation	2.77	1.40	3.18	1.35	2.72	1.40
age	55.16	10.74	50.87	9.38	55.69	10.78
gender	0.91	0.28	0.93	0.26	0.91	0.29
marri	1.11	0.46	1.04	0.30	1.12	0.47
edu	6.63	3.50	7.28	3.13	6.55	3.53
distance	6.47	8.59	6.64	6.82	6.45	8.78
outlabor	1.03	1.08	0.81	1.01	1.05	1.08
per_land	1.39	1.68	1.91	2.09	1.33	1.61
fe_edu	5.42	4.48	6.14	4.47	5.33	4.48
left	0.11	0.31	0.10	0.31	0.11	0.31
digital	45.98	5.82	46.48	5.32	45.92	5.87

Source(s): Authors' own work

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