Table 3 Estimates of savings probit... | Emerald Publishing

Table 3

Estimates of savings probit model

Variable	Coefficient	Standard error	Marginal effects
Constant	3.99554***	0.06078
Eth	−3.21238***	0.02001	−0.7162***
Gen	0.05966*	0.03106	0.0055*
OFEmp	−0.02527***	0.00973	−0.0023***
MTMP	−3.45197***	0.02909	−0.6509***
Age	0.01037***	0.00075	0.0009***
Edu	0.02265***	0.00639	0.0021***
LA	−0.0006	0.0005	−0.53165D-04

Variable	Coefficient	Standard error	Marginal effects
Constant	3.99554***	0.06078
Eth	−3.21238***	0.02001	−0.7162***
Gen	0.05966*	0.03106	0.0055*
OFEmp	−0.02527***	0.00973	−0.0023***
MTMP	−3.45197***	0.02909	−0.6509***
Age	0.01037***	0.00075	0.0009***
Edu	0.02265***	0.00639	0.0021***
LA	−0.0006	0.0005	−0.53165D-04

Note(s): ***, **, * ==> Significance at 1%, 5%, 10% level. Estimation based on N = 63,601

Source(s): Author’s own creation