Table 3

Univariate differences across groups with (N = 690) and without CyberIns (N = 558)

CyberIns group (N = 690)No-CyberIns group (N = 558)DifferencesEffect size
MeanMedianMeanMedianIn meansIn mediansCohen’s |d||r|
Size2.37972.0001.89432.0000.4854***0.000***0.5690.2716
Cost2.71272.5001.95831.5000.7543***1.000***0.6060.3187
Prob0.42450.4000.33880.26250.0857***0.1474***0.3110.1664
Experience0.27970.0000.22400.0000.0557*0.000*0.1280.0635
Confidence4.30514.5004.34324.500−0.03810.0000.0340.0173
Anxiety2.74092.4292.24882.0000.4921***0.2486***0.4000.2069
Intern5.36526.0005.13986.0000.2254*0.0000.1160.0263
Intern_transformed0.57820.5000.56750.5000.01070.0000.0320.0263
Extern2.54061.0001.95161.0000.5890***0.000***0.2930.1621
Internet2.02751.0003.52154.000−1.4940***−3.000***0.8490.3800

Note(s): Differences in means are based on a t-test. Differences in medians are based on a non-parametric Mann–Whitney U-test. ***denotes statistical significance at the 1% level, *denotes statistical significance at the 5% level. Small effect size from |d| = 0.2 (respectively |r| = 0.1), medium effect size from |d| = 0.5 (respectively |r| = 0.3) and large effect from |d| = 0.8 (respectively |r| = 0.5) (Cohen, 1992)

Source: Authors own creation

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