Table 2.

Participants’ perceptions regarding the factors that influence the willingness of the FFIs to provide credit to women-owned SMEs

ParticipantsFactors that influence the provision
of credit to women-owned SMEs		Frequencies (n)
BM1; BM2; BM3; BM4; BM5; BM6; BM7; BM8; CM1; CM2; CM3; CM4; CM5; CM6; CM7; CM8Owner’s capital contribution (equity)24
BM1; BM2; BM3; BM4; BM5; BM6; BM7; BM8; CM1; CM2; CM3; CM4; CM5; CM6; CM7; CM8Collateral22
BM1; BM2; BM3; BM5; BM8; CM1; CM2; CM3; CM4; CM5; CM6; CM7; CM8Credit profile18
BM1; BM2; BM4; BM5; BM6; BM8; CM1; CM2; CM3; CM4; CM5; CM7; CM8Audited financial statement16
BM1; BM2; BM3; BM4; BM6; CM1; CM2; CM3; CM4; CM6; CM8Business experience13
BM1; BM2; BM4; BM7; BM8; CM1; CM2; CM3; CM4; CM6; CM7Entrepreneurship education13
BM2; BM3; BM4; BM7; BM8; CM1; CM2; CM3; CM5; CM7; CM8Annual turnover11
BM2; BM3; BM4; BM8; CM1; CM2; CM4; CM5Relationship with the bank8
BM1; BM3; BM4; BM7; CM1; CM2; CM3; CM5Location of the business8
BM3; BM5; BM6; CM1; CM4Government policy5
BM3; CM2; CM5Nationality3
Source: Authors’ own creation
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