Respondent profile
| Characteristics | Frequency (%) | Characteristics | Frequency (%) |
|---|---|---|---|
| Gender | Income classification | ||
| Male | 99 (40.41) | B40 (RM4,849 and below) | 173 (70.61) |
| Female | 146 (59.59) | M40 (RM4,850–RM10,959) | 61 (24.90) |
| Age | T20 (RM10,960 and above) | 11 (4.49) | |
| 20 and below | 25 (10.20) | Highest education | |
| 21–30 | 124 (50.61) | Primary School and Secondary School | 41 (16.73) |
| 31–40 | 68 (27.76) | Certificate, Diploma and Bachelor’s Degree | 160 (65.31) |
| 41–50 | 18 (7.35) | Master’s Degree and PhD | 44 (17.96) |
| 50 and above | 10 (4.08) | Most frequently used M-payment | |
| Boost | 37 (15.10) | ||
| Occupation | GrabPay | 43 (17.55) | |
| Employee | 123 (50.20) | Maybank QRPay | 10 (4.08) |
| Self-employed | 27 (11.02) | ShopeePay | 29 (11.84) |
| Students | 84 (34.29) | Spay Global | 75 (30.61) |
| Housewife | 6 (2.45) | Touch and Go | 39 (15.92) |
| Retirees | 5 (2.04) | Others | 12 (4.09) |
| Characteristics | Frequency (%) | Characteristics | Frequency (%) |
|---|---|---|---|
| Male | 99 (40.41) | B40 (RM4,849 and below) | 173 (70.61) |
| Female | 146 (59.59) | M40 (RM4,850–RM10,959) | 61 (24.90) |
| T20 (RM10,960 and above) | 11 (4.49) | ||
| 20 and below | 25 (10.20) | ||
| 21–30 | 124 (50.61) | Primary School and Secondary School | 41 (16.73) |
| 31–40 | 68 (27.76) | Certificate, Diploma and Bachelor’s Degree | 160 (65.31) |
| 41–50 | 18 (7.35) | Master’s Degree and PhD | 44 (17.96) |
| 50 and above | 10 (4.08) | ||
| Boost | 37 (15.10) | ||
| GrabPay | 43 (17.55) | ||
| Employee | 123 (50.20) | Maybank QRPay | 10 (4.08) |
| Self-employed | 27 (11.02) | ShopeePay | 29 (11.84) |
| Students | 84 (34.29) | Spay Global | 75 (30.61) |
| Housewife | 6 (2.45) | Touch and Go | 39 (15.92) |
| Retirees | 5 (2.04) | Others | 12 (4.09) |
Note:
RM is Ringgit Malaysia
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