Path coefficients and hypotheses testing
| Hypo. | Relationship | Beta | t-value | p-value | Decision |
|---|---|---|---|---|---|
| H1 | MU → ATT | 0.4320 | 6.0160 | 0.0000 | Support |
| H2 | MU → BI | 0.2790 | 4.2720 | 0.0000 | Support |
| H3 | MEOU → ATT | 0.4480 | 6.7760 | 0.0000 | Support |
| H4 | MEOU → BI | −0.0590 | 0.8520 | 0.1970 | Not support |
| H5 | ATT → BI | 0.1830 | 2.4140 | 0.0080 | Not support |
| H6 | PT → BI | 0.0110 | 0.1470 | 0.4420 | Not support |
| H7 | PR → BI | 0.0050 | 0.0730 | 0.4710 | Not support |
| H8 | PI → BI | 0.3570 | 5.6780 | 0.0000 | Support |
| H9 | MU*GS → BI | −0.0510 | 0.6970 | 0.2430 | Not support |
| H10 | MEOU*GS → BI | −0.0820 | 0.7270 | 0.2340 | Not support |
| H11 | ATT*GS → BI | 0.1480 | 1.6760 | 0.0470 | Support |
| H12 | PT*GS → BI | 0.0500 | 0.6260 | 0.2660 | Not support |
| H13 | PR*GS → BI | 0.0180 | 0.2920 | 0.3850 | Not support |
| H14 | PI*GS → BI | −0.1250 | 1.9680 | 0.0250 | Not support |
| Control variable | |||||
| Gender | −0.0460 | 1.0920 | 0.1380 | Not significant | |
| Hypo. | Relationship | Beta | Decision | ||
|---|---|---|---|---|---|
| MU → ATT | 0.4320 | 6.0160 | 0.0000 | Support | |
| MU → BI | 0.2790 | 4.2720 | 0.0000 | Support | |
| MEOU → ATT | 0.4480 | 6.7760 | 0.0000 | Support | |
| MEOU → BI | −0.0590 | 0.8520 | 0.1970 | Not support | |
| ATT → BI | 0.1830 | 2.4140 | 0.0080 | Not support | |
| PT → BI | 0.0110 | 0.1470 | 0.4420 | Not support | |
| PR → BI | 0.0050 | 0.0730 | 0.4710 | Not support | |
| PI → BI | 0.3570 | 5.6780 | 0.0000 | Support | |
| MU*GS → BI | −0.0510 | 0.6970 | 0.2430 | Not support | |
| MEOU*GS → BI | −0.0820 | 0.7270 | 0.2340 | Not support | |
| ATT*GS → BI | 0.1480 | 1.6760 | 0.0470 | Support | |
| PT*GS → BI | 0.0500 | 0.6260 | 0.2660 | Not support | |
| PR*GS → BI | 0.0180 | 0.2920 | 0.3850 | Not support | |
| PI*GS → BI | −0.1250 | 1.9680 | 0.0250 | Not support | |
| Gender | −0.0460 | 1.0920 | 0.1380 | Not significant | |
Notes:
MU = mobile usefulness; MEOU = mobile ease of use; ATT = attitudes; PT = perceived trust; PR = perceived risk; PI = personal innovativeness; GS = government support; BI = behavioural intention
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