Table 5.

Path coefficients and hypotheses testing

Hypo.RelationshipBetat-valuep-valueDecision
H1MU → ATT0.43206.01600.0000Support
H2MU → BI0.27904.27200.0000Support
H3MEOU → ATT0.44806.77600.0000Support
H4MEOU → BI−0.05900.85200.1970Not support
H5ATT → BI0.18302.41400.0080Not support
H6PT → BI0.01100.14700.4420Not support
H7PR → BI0.00500.07300.4710Not support
H8PI → BI0.35705.67800.0000Support
H9MU*GS → BI−0.05100.69700.2430Not support
H10MEOU*GS → BI−0.08200.72700.2340Not support
H11ATT*GS → BI0.14801.67600.0470Support
H12PT*GS → BI0.05000.62600.2660Not support
H13PR*GS → BI0.01800.29200.3850Not support
H14PI*GS → BI−0.12501.96800.0250Not support
Control variable
 Gender−0.04601.09200.1380Not significant

Notes:

MU = mobile usefulness; MEOU = mobile ease of use; ATT = attitudes; PT = perceived trust; PR = perceived risk; PI = personal innovativeness; GS = government support; BI = behavioural intention

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