Socio-demographic characteristics of the respondents (N = 295)
| Socio-demographic variables | Frequency | Percentage (%) | |
|---|---|---|---|
| Gender | Male | 207 | 70.20 |
| Female | 88 | 29.80 | |
| Age, years | Less than 20 | 38 | 12.90 |
| 21–30 | 76 | 25.80 | |
| 31–40 | 88 | 29.80 | |
| 41–50 | 65 | 22.00 | |
| Above 50 | 28 | 9.50 | |
| Educational qualification | Diploma | 56 | 19.00 |
| Graduate | 89 | 30.20 | |
| Postgraduate | 75 | 25.40 | |
| Others | 75 | 25.40 | |
| Monthly income level (₹) | <25,000 | 23 | 07.80 |
| 26,000–50,000 | 41 | 13.90 | |
| 51,000–75,000 | 79 | 26.80 | |
| 76,000–100,000 | 75 | 25.40 | |
| >100,000 | 77 | 26.10 | |
| Experience in the use of digital wallets | <1 year | 90 | 30.50 |
| 1–2 years | 73 | 24.70 | |
| 2–3 years | 74 | 25.10 | |
| >3 years | 58 | 19.70 | |
| Socio-demographic variables | Frequency | Percentage (%) | |
|---|---|---|---|
| Gender | Male | 207 | 70.20 |
| Female | 88 | 29.80 | |
| Age, years | Less than 20 | 38 | 12.90 |
| 21–30 | 76 | 25.80 | |
| 31–40 | 88 | 29.80 | |
| 41–50 | 65 | 22.00 | |
| Above 50 | 28 | 9.50 | |
| Educational qualification | Diploma | 56 | 19.00 |
| Graduate | 89 | 30.20 | |
| Postgraduate | 75 | 25.40 | |
| Others | 75 | 25.40 | |
| Monthly income level (₹) | <25,000 | 23 | 07.80 |
| 26,000–50,000 | 41 | 13.90 | |
| 51,000–75,000 | 79 | 26.80 | |
| 76,000–100,000 | 75 | 25.40 | |
| >100,000 | 77 | 26.10 | |
| Experience in the use of digital wallets | <1 year | 90 | 30.50 |
| 1–2 years | 73 | 24.70 | |
| 2–3 years | 74 | 25.10 | |
| >3 years | 58 | 19.70 | |
Source(s): Authors’ own work