Table 2 Measurement model results...

Table 2

Measurement model results

Constructs	Items	S.L.	Cronbach's Alpha	rho_A	C.R.	AVE
Subjective norms (SN)	SN1	0.900	0.931	0.933	0.951	0.830
	SN2	0.930
	SN3	0.885
	SN4	0.928
Perceived quality (QUAL)	QUAL1	0.844	0.953	0.953	0.961	0.780
	QUAL2	0.822
	QUAL3	0.896
	QUAL4	0.917
	QUAL5	0.901
	QUAL6	0.916
	QUAL7	0.882
Personal innovativeness (PII)	PII1	0.908	0.955	0.955	0.967	0.880
	PII2	0.946
	PII3	0.947
	PII4	0.951
Perceived usefulness (PU)	PU1	0.910	0.943	0.945	0.959	0.855
	PU2	0.958
	PU3	0.900
	PU4	0.929
Perceived trust (TR)	TR1	0.927	0.974	0.975	0.980	0.907
	TR2	0.963
	TR3	0.966
	TR4	0.959
	TR5	0.894
Intention to use (IU)	IU1	0.964	0.969	0.969	0.980	0.942
	IU2	0.974
	IU3	0.974

Constructs	Items	S.L.	Cronbach's Alpha	rho_A	C.R.	AVE
Subjective norms (SN)	SN1	0.900	0.931	0.933	0.951	0.830
	SN2	0.930
	SN3	0.885
	SN4	0.928
Perceived quality (QUAL)	QUAL1	0.844	0.953	0.953	0.961	0.780
	QUAL2	0.822
	QUAL3	0.896
	QUAL4	0.917
	QUAL5	0.901
	QUAL6	0.916
	QUAL7	0.882
Personal innovativeness (PII)	PII1	0.908	0.955	0.955	0.967	0.880
	PII2	0.946
	PII3	0.947
	PII4	0.951
Perceived usefulness (PU)	PU1	0.910	0.943	0.945	0.959	0.855
	PU2	0.958
	PU3	0.900
	PU4	0.929
Perceived trust (TR)	TR1	0.927	0.974	0.975	0.980	0.907
	TR2	0.963
	TR3	0.966
	TR4	0.959
	TR5	0.894
Intention to use (IU)	IU1	0.964	0.969	0.969	0.980	0.942
	IU2	0.974
	IU3	0.974

Note(s): S.L = Standard loadings; rho_A = Cronbach's Alpha; C.R. = Composite reliability; AVE = Average variance extracted

Source(s): Own elaboration

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