Table 2

Measurement model results

ConstructsItemsS.L.Cronbach's Alpharho_AC.R.AVE
Subjective norms (SN)SN10.9000.9310.9330.9510.830
SN20.930
SN30.885
SN40.928
Perceived quality (QUAL)QUAL10.8440.9530.9530.9610.780
QUAL20.822
QUAL30.896
QUAL40.917
QUAL50.901
QUAL60.916
QUAL70.882
Personal innovativeness (PII)PII10.9080.9550.9550.9670.880
PII20.946
PII30.947
PII40.951
Perceived usefulness (PU)PU10.9100.9430.9450.9590.855
PU20.958
PU30.900
PU40.929
Perceived trust (TR)TR10.9270.9740.9750.9800.907
TR20.963
TR30.966
TR40.959
TR50.894
Intention to use (IU)IU10.9640.9690.9690.9800.942
IU20.974
IU30.974

Note(s): S.L = Standard loadings; rho_A = Cronbach's Alpha; C.R. = Composite reliability; AVE = Average variance extracted

Source(s): Own elaboration

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