Table 4 Path coefficients and hypotheses...

Table 4

Path coefficients and hypotheses testing

Hypotheses	Relationships	Path coefficients	STD	t-values	p-values	Decision
Main Model
H1	PE → BI	0.267	0.056	4.764	0.000***	Supported
H2	EE → BI	0.038	0.049	0.767	0.443	Not Supported
H3	SI → BI	0.026	0.041	0.643	0.521	Not Supported
H4	FC → BI	0.151	0.045	3.338	0.001***	Supported
H5	HM → BI	0.297	0.061	4.872	0.000***	Supported
H6	HB → BI	0.038	0.049	0.775	0.439	Not Supported
H7	PI → BI	0.178	0.054	3.304	0.001***	Supported
H9	RA → BI	−0.073	0.039	1.845	0.066*	Supported
Moderating effect of personal innovativeness
H8a	PE*PI → BI	0.012	0.026	0.438	0.661	Not Supported
H8b	EE*PI → BI	−0.054	0.030	1.801	0.072*	Supported
H8c	SI*PI → BI	−0.022	0.028	0.782	0.435	Not Supported
H8d	FC*PI → BI	0.009	0.038	0.244	0.807	Not Supported
H8e	HM*PI → BI	−0.002	0.029	0.082	0.935	Not Supported
H8f	HAB*PI → BI	−0.043	0.042	1.028	0.304	Not Supported
Moderating Effect of Risk Aversion
H10a	PE*RA → BI	−0.044	0.029	1.545	0.123	Not Supported
H10b	EE*RA → BI	−0.069	0.030	2.226	0.024**	Supported
H10c	SI*RA → BI	−0.057	0.030	1.907	0.057*	Supported
H10 d	FC*RA → BI	0.029	0.027	1.085	0.278	Not Supported
H10e	HM*RA → BI	−0.055	0.027	2.015	0.044**	Supported
H10f	HB*RA → BI	−0.058	0.037	1.593	0.112	Not Supported

Hypotheses	Relationships	Path coefficients	STD	t-values	p-values	Decision
Main Model
H1	PE → BI	0.267	0.056	4.764	0.000***	Supported
H2	EE → BI	0.038	0.049	0.767	0.443	Not Supported
H3	SI → BI	0.026	0.041	0.643	0.521	Not Supported
H4	FC → BI	0.151	0.045	3.338	0.001***	Supported
H5	HM → BI	0.297	0.061	4.872	0.000***	Supported
H6	HB → BI	0.038	0.049	0.775	0.439	Not Supported
H7	PI → BI	0.178	0.054	3.304	0.001***	Supported
H9	RA → BI	−0.073	0.039	1.845	0.066*	Supported
Moderating effect of personal innovativeness
H8a	PE*PI → BI	0.012	0.026	0.438	0.661	Not Supported
H8b	EE*PI → BI	−0.054	0.030	1.801	0.072*	Supported
H8c	SI*PI → BI	−0.022	0.028	0.782	0.435	Not Supported
H8d	FC*PI → BI	0.009	0.038	0.244	0.807	Not Supported
H8e	HM*PI → BI	−0.002	0.029	0.082	0.935	Not Supported
H8f	HAB*PI → BI	−0.043	0.042	1.028	0.304	Not Supported
Moderating Effect of Risk Aversion
H10a	PE*RA → BI	−0.044	0.029	1.545	0.123	Not Supported
H10b	EE*RA → BI	−0.069	0.030	2.226	0.024**	Supported
H10c	SI*RA → BI	−0.057	0.030	1.907	0.057*	Supported
H10 d	FC*RA → BI	0.029	0.027	1.085	0.278	Not Supported
H10e	HM*RA → BI	−0.055	0.027	2.015	0.044**	Supported
H10f	HB*RA → BI	−0.058	0.037	1.593	0.112	Not Supported

Note(s): ***p < 0.01, **p < 0.05, *p < 0.1

Source(s): Authors’ own work