Table 3 Reliability and validity...

Table 3

Reliability and validity

Constructs	Items	Factor loading	Mean	SD
Relative security and control (RSC) CR = 0.94, AVE = 0.85, Alpha = 0.94	RSC1	0.92	4.19	1.81
	RSC2	0.90	4.54	1.71
	RSC3	0.95	4.26	1.78
	RSC4	0.92	4.42	1.73
Relative perceived value of cryptocurrency (RPV) CR = 0.94, AVE = 0.89, Alpha = 0.94	RPV1	0.93	4.24	1.84
	RPV2	0.96	4.26	1.78
	RPV3	0.95	4.22	1.75
Pricing problem (PP) CR = 0.94, AVE = 0.85, Alpha = 0.94	PP1	0.90	5.05	1.54
	PP2	0.94	4.83	1.62
	PP3	0.94	4.70	1.57
	PP4	0.90	4.59	1.63
Low perceived value of traditional money (LPV) CR = 0.93, AVE = 0.88, Alpha = 0.93	LPV1	0.93	4.56	1.58
	LPV2	0.95	4.63	1.56
	LPV3	0.93	4.43	1.61
Switching cost (SC) CR = 0.94, AVE = 0.81, Alpha = 0.92	SC1	0.89	4.31	1.69
	SC2	0.94	4.39	1.71
	SC3	0.92	4.34	1.67
	SC4	0.86	4.66	1.62
Personal innovativeness in technology (PIT) CR = 0.92, AVE = 0.86, Alpha = 0.92	PIT1	0.92	5.00	1.49
	PIT2	0.93	4.28	1.87
	PIT3	0.93	5.00	1.66
Switching intention (SI) CR = 0.94, AVE = 0.89, Alpha = 0.94	SI1	0.93	4.61	1.81
	SI2	0.94	4.01	1.90
	SI3	0.95	3.99	1.86
Switching behaviors (SB) CR = 0.95, AVE = 0.91, Alpha = 0.95	SB1	0.94	3.29	2.03
	SB2	0.96	2.90	2.01
	SB3	0.96	2.96	1.99

Constructs	Items	Factor loading	Mean	SD
Relative security and control (RSC)CR = 0.94, AVE = 0.85, Alpha = 0.94	RSC1	0.92	4.19	1.81
	RSC2	0.90	4.54	1.71
	RSC3	0.95	4.26	1.78
	RSC4	0.92	4.42	1.73
Relative perceived value of cryptocurrency (RPV)CR = 0.94, AVE = 0.89, Alpha = 0.94	RPV1	0.93	4.24	1.84
	RPV2	0.96	4.26	1.78
	RPV3	0.95	4.22	1.75
Pricing problem (PP)CR = 0.94, AVE = 0.85, Alpha = 0.94	PP1	0.90	5.05	1.54
	PP2	0.94	4.83	1.62
	PP3	0.94	4.70	1.57
	PP4	0.90	4.59	1.63
Low perceived value of traditional money (LPV)CR = 0.93, AVE = 0.88, Alpha = 0.93	LPV1	0.93	4.56	1.58
	LPV2	0.95	4.63	1.56
	LPV3	0.93	4.43	1.61
Switching cost (SC)CR = 0.94, AVE = 0.81, Alpha = 0.92	SC1	0.89	4.31	1.69
	SC2	0.94	4.39	1.71
	SC3	0.92	4.34	1.67
	SC4	0.86	4.66	1.62
Personal innovativeness in technology (PIT)CR = 0.92, AVE = 0.86, Alpha = 0.92	PIT1	0.92	5.00	1.49
	PIT2	0.93	4.28	1.87
	PIT3	0.93	5.00	1.66
Switching intention (SI)CR = 0.94, AVE = 0.89, Alpha = 0.94	SI1	0.93	4.61	1.81
	SI2	0.94	4.01	1.90
	SI3	0.95	3.99	1.86
Switching behaviors (SB)CR = 0.95, AVE = 0.91, Alpha = 0.95	SB1	0.94	3.29	2.03
	SB2	0.96	2.90	2.01
	SB3	0.96	2.96	1.99

Source(s): Authors’ own work

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