Constructs in m-banking service quality research
| Construct(s) | Article(s) |
|---|---|
| Antecedents | |
| System success-based | |
| 1. Information quality | Abbasi et al. (2022), Abu-Taieh et al. (2022), Ali et al. (2022), Al-Zubi and Al-Gasawneh (2022), Baabdulla et al. (2019), Cavus et al. (2021), Eren (2022), Geebren et al. (2021), Mansour (2020), Mouakket (2020), Sharma and Sharma (2019), Tam and Oliveira (2017), Tam and Oliveira (2016), Talwar et al. (2020), Windasari and Albashrawi (2021), Zhou (2012, 2013), Zoghlami et al. (2020), and Zoghlami et al. (2018) |
| 2. Service quality | Abbasi et al. (2022), Ali et al. (2022), Arcand et al. (2017), Baabdulla et al. (2019), Cavus et al. (2021), De Leon et al. (2020), Dlodlo (2014), Eren (2022), Geebren et al. (2021), Hassan et al. (2020), Hijazi, R. (2022), Jin and Lim (2021), Jun and Palacios (2016), Kapoor and Vij (2020), Liébana-Cabanillas et al. (2019), Mansour (2020), Mansour et al. (2016), Mouakket (2020), Mostafa (2020), Naruetharadhol et al. (2021), Navavongsathian et al. (2020), Purwono et al. (2021), Puriwat and Tripopsakul (2017a), Puriwat and Tripopsakul (2017b), Raman and Aashish (2021), Reeshma and Rajkumar (2017), Sagib and Zapan (2014), Shankar et al. (2019), Sharma and Sharma (2019), Suhartanto et al. (2022), Talwar et al. (2020), Tam and Oliveira (2016), Tam and Oliveira (2017), Tang et al. (2021), Tew et al. (2022), Windasari and Albashrawi (2021), Zhou (2012, 2013), Zhou et al. (2021), and Zoghlami et al. (2020) |
| 3. System quality | Abbasi et al. (2022), Abu-Taieh et al. (2022), Ali et al. (2022), Baabdulla et al. (2019), Cavus et al. (2021), Eren (2022), Geebren et al. (2021), Mansour (2020), Mouakket (2020), Purwono et al. (2021), Sharma and Sharma (2019), Tam and Oliveira (2017), Tam and Oliveira (2016), Tew et al. (2022), Windasari and Albashrawi (2021), Zhou (2012, 2013), and Zhou et al. (2021) |
| User-based | |
| Technology acceptance model (TAM) | |
| 1. Perceived ease of use | Abbasi et al. (2022), Aldiabat et al. (2022), Alrabei et al. (2022), Bui et al. (2022), Goplakrishnan and Ravindran (2012), Jun and Palacios (2016), Mahakunajirakul (2022), Mansour et al. (2016), Mostafa (2020), Naruetharadhol et al. (2021), Navavongsathian et al. (2020), Puriwat and Tripopsakul (2017a), Srivastava and Vishnani (2021), Tang et al. (2021), and Zoghlami et al. (2018, 2020) |
| 2. Perceived usefulness | Abbasi et al. (2022), Aldiabat et al. (2022), Goplakrishnan and Ravindran (2012), Mahakunajirakul (2022), Mansour et al. (2016), Mensah (2019), Mostafa (2020), Naruetharadhol et al. (2021), Navavongsathian et al. (2020), Puriwat and Tripopsakul (2017a), Purwono et al. (2021), and Srivastava and Vishnani (2021) |
| Unified theory of acceptance and use of technology acceptance (UTAUT) | |
| 3. Effort expectancy | Abu-Taieh et al. (2022), Baabdulla et al. (2019), Mansour (2020), and Windasari and Albashrawi (2021) |
| 4. Facilitating condition | Abu-Taieh et al. (2022), Baabdulla et al. (2019), Mansour (2020), and Windasari and Albashrawi (2021) |
| 5. Performance expectancy | Abu-Taieh et al. (2022), Baabdulla et al. (2019), Mansour (2020), and Windasari and Albashrawi (2021) |
| 6. Social influence | Abu-Taieh et al. (2022), Baabdulla et al. (2019), and Mansour (2020) |
| Quality-based | |
| Adaptability-based | |
| 1. Compatibility | Jin and Lim (2021), Mensah (2019), and Yeh (2020) |
| 2. Convenience | Hassan et al. (2020), Jin and Lim (2021), Jun and Palacios (2016), De Leon et al. (2020), Mansour et al. (2016), Naruetharadhol et al. (2021), Raman and Aashish (2021), Sagib and Zapan (2014), and Srivastava and Vishnani (2021) |
| 3. Customization | De Leon et al. (2020), Hassan et al. (2020), and Naruetharadhol et al. (2021) |
| Confidence-based | |
| 4. Assurance | De Leon et al. (2020), Harb et al. (2022), Hassan et al. (2020), Khan et al. (2021), Naruetharadhol et al. (2021), Reeshma and Rajkumar (2017), Sagib and Zapan (2014), and Shankar et al. (2019) |
| 5. Credibility | Arcand et al. (2017), Alenizi (2022), Jun and Palacios (2016), Mahakunajirakul (2022), and Puriwat and Tripopsakul (2017a) |
| 6. Privacy | Arcand et al. (2017), Hijazi (2022), Mahakunajirakul (2022), Mostafa (2020), Puriwat and Tripopsakul (2017a), Rajaobelina et al. (2021), Shankar et al. (2019), Zoghlami et al. (2018), and Zoghlami et al. (2020) |
| 7. Reliability | Bui et al. (2022), Harb et al. (2022), Jun and Palacios (2016), Khan et al. (2021), Puriwat and Tripopsakul (2017b), Reeshma and Rajkumar (2017), Sagib and Zapan (2014), Shankar et al. (2019), Zoghlami et al. (2018), and Zoghlami et al. (2020) |
| 8. Security | Aldiabat et al. (2022), Alrabei et al. (2022), Arcand et al. (2017), Bui et al. (2022), De Leon et al. (2020), Hassan et al. (2020), Hijazi (2022), Jin and Lim (2021), Jun and Palacios (2016), Mahakunajirakul (2022), Mostafa (2020), Naruetharadhol et al. (2021), Payne et al. (2018), Puriwat and Tripopsakul (2017a), Rajaobelina et al. (2021), Sagib and Zapan (2014), Srivastava and Vishnani (2021), Suhartanto et al. (2022), Tang et al. (2021), Twum et al. (2022), Zoghlami et al. (2018), and Zoghlami et al. (2020) |
| Hedonic-based | |
| 9. Enjoyment | Arcand et al. (2017), De Leon et al. (2020), Hassan et al. (2020), Mahakunajirakul (2022), Mostafa (2020), Naruetharadhol et al. (2021), and Puriwat and Tripopsakul (2017a) |
| Interactivity-based | |
| 10. Access | Jun and Palacios (2016) |
| 11. Communication | Jun and Palacios (2016) |
| 12. Empathy | Harb et al. (2022), Khan et al. (2021), Reeshma and Rajkumar (2017), and Shankar et al. (2019) |
| 13. Responsiveness | Harb et al. (2022), Jin and Lim (2021), Khan et al. (2021), Puriwat and Tripopsakul (2017a), Puriwat and Tripopsakul (2017b), Reeshma and Rajkumar (2017), Shankar et al. (2019), and Twum et al. (2022) |
| 14. Sociality | Arcand et al. (2017), Mahakunajirakul (2022), and Puriwat and Tripopsakul (2017a) |
| Scheme-based | |
| 15. Aesthetics | Arcand et al. (2017), Jun and Palacios (2016), Mahakunajirakul (2022), and Puriwat and Tripopsakul (2017a) |
| 16. Design | Arcand et al. (2017), Al-Gasawneh and Al-Zubi (2022), De De Leon et al. (2020), Mahakunajirakul (2022), Naruetharadhol et al. (2021), Pal Kapoor and Vij (2020), Puriwat and Tripopsakul (2017a), Puriwat and Tripopsakul (2017b), Ul Hassan et al. (2020), Zoghlami et al. (2018), and Zhou et al. (2021) |
| 17. Interface | Al-Zubi and Al-Gasawneh (2022), Puriwat and Tripopsakul (2017b), and Zhou et al. (2021) |
| 18. Tangibility | Harb et al. (2022), Khan et al. (2021), Reeshma and Rajkumar (2017), and Shankar et al. (2019) |
| Utilitarian-based | |
| 19. Efficiency | Jin and Lim (2021), Sagib and Zapan (2014), and Shankar et al. (2019) |
| 20. Functionality | De Leon et al. (2020), Hassan et al. (2020), and Naruetharadhol et al. (2021) |
| 21. Practicity | Arcand et al. (2017), Mahakunajirakul (2022), and Puriwat and Tripopsakul (2017a) |
| Mediators | |
| 1. Attitude | Alenizi (2022), Mansour et al. (2016), Mobarak et al. (2022), Mostafa (2020), Payne et al. (2018), Purwono et al. (2021), Raman and Aashish (2021), and Suhartanto et al. (2022) |
| 2. Brand attachment | Rajaobelina et al. (2021) |
| 3. Flow | Zhou (2013) |
| 4. Trust | Abu-Taieh et al. (2022), Aldiabat et al. (2022), Ali et al. (2022), Arcand et al. (2017), Cavus et al. (2021), Dlodlo (2014), Geebren et al. (2021), Hassan et al. (2020), Jin and Lim (2021), Liébana-Cabanillas et al. (2019), Mensah (2019), Mostafa (2020), Payne et al. (2018), Purwono et al. (2021), Raman and Aashish (2021), Sharma and Sharma (2019), Srivastava and Vishnani (2021), Suhartanto et al. (2022), Talwar et al. (2020), Zoghlami et al. (2018, 2020), Zhou (2012), and Zhou (2013) |
| Moderators | |
| 1. Age | Abu-Taieh et al. (2022) and Zoghlami et al. (2020) |
| 2. Brand reputation | Zoghlami et al. (2018) |
| 3. Device | Rajaobelina et al. (2021) |
| 4. Educational level | Abu-Taieh et al. (2022) |
| 5. Gender | Abu-Taieh et al. (2022), Rajaobelina et al. (2021), and Zoghlami et al. (2020) |
| 6. Internet experience | Abu-Taieh et al. (2022) |
| 7. Personal innovativeness | Fan et al. (2021) |
| 8. Switching cost | Bui et al. (2022) and Fan et al. (2021) |
| Outcomes | |
| 1. Actual usage | Alenizi (2022), Ali et al. (2022), Baabdulla et al. (2019), Cavus et al. (2021), Mahakunajirakul (2022), Mansour (2020), Payne et al. (2018), Sharma and Sharma (2019), Twum et al. (2022), and Yeh (2020) |
| 2. Behavioral intention | Abu-Taieh et al. (2022), Alenizi (2022), Ali et al. (2022), Cavus et al. (2021), Eren (2022), Hassan et al. (2020), Mahakunajirakul (2022), Mansour et al. (2016), Mostafa (2020), Purwono et al. (2021), Tang et al. (2021), Tew et al. (2022), and Yeh (2020) |
| 3. Continuance intention | Abbasi et al. (2022), Abu-Taieh et al. (2022), Dlodlo (2014), Goplakrishnan and Ravindran (2012), Inan et al. (2021), Jin and Lim (2021), Liébana-Cabanillas et al. (2019), Mensah (2019), Mobarak et al. (2022), Mouakket (2020), Naruetharadhol et al. (2021), Raman and Aashish (2021), Srivastava and Vishnani (2021), Talwar et al. (2020), and Zhou (2013) |
| 4. Customer loyalty | Baabdulla et al. (2019), Bui et al. (2022), Hassan et al. (2020), Puriwat and Tripopsakul (2017b), Sagib and Zapan (2014), Shankar et al. (2019), Suhartanto et al. (2022), Windasari and Albashrawi (2021), Zoghlami et al. (2018, 2020), and Zhou et al. (2021) |
| 5. Customer satisfaction | Abu-Taieh et al. (2022), Arcand et al. (2017), Baabdulla et al. (2019), Boon-itt (2015), Bui et al. (2022), Cavus et al. (2021), De Leon et al. (2020), Dlodlo (2014), Geebren et al. (2021), Goplakrishnan and Ravindran (2012), Jin and Lim (2021), Jun and Palacios (2016), Khan et al. (2021), Liébana-Cabanillas et al. (2019), Mouakket (2020), Puriwat and Tripopsakul (2017b), Raman and Aashish (2021), Reeshma and Rajkumar (2017), Said et al. (2022), Sagib and Zapan (2014), Sharma and Sharma (2019), Srivastava and Vishnani (2021), Tam and Oliveira (2016), Tam and Oliveira (2017), Twum et al. (2022), Windasari and Albashrawi (2021), Zhou (2013), Zoghlami et al. (2018), and Zoghlami et al. (2020) |
| 6. Word-of-mouth | Abu-Taieh et al. (2022), Mobarak et al. (2022), Rajaobelina et al. (2021), Said et al. (2022), Zoghlami et al. (2018), and Zoghlami et al. (2020) |
| Construct(s) | Article(s) |
|---|---|
| 1. Information quality | |
| 2. Service quality | |
| 3. System quality | |
| 1. Perceived ease of use | |
| 2. Perceived usefulness | |
| 3. Effort expectancy | |
| 4. Facilitating condition | |
| 5. Performance expectancy | |
| 6. Social influence | |
| 1. Compatibility | |
| 2. Convenience | |
| 3. Customization | |
| 4. Assurance | |
| 5. Credibility | |
| 6. Privacy | |
| 7. Reliability | |
| 8. Security | |
| 9. Enjoyment | |
| 10. Access | |
| 11. Communication | |
| 12. Empathy | |
| 13. Responsiveness | |
| 14. Sociality | |
| 15. Aesthetics | |
| 16. Design | |
| 17. Interface | |
| 18. Tangibility | |
| 19. Efficiency | |
| 20. Functionality | |
| 21. Practicity | |
| 1. Attitude | |
| 2. Brand attachment | |
| 3. Flow | |
| 4. Trust | |
| 1. Age | |
| 2. Brand reputation | |
| 3. Device | |
| 4. Educational level | |
| 5. Gender | |
| 6. Internet experience | |
| 7. Personal innovativeness | |
| 8. Switching cost | |
| 1. Actual usage | |
| 2. Behavioral intention | |
| 3. Continuance intention | |
| 4. Customer loyalty | |
| 5. Customer satisfaction | |
| 6. Word-of-mouth | |
Source(s): Authors’ own illustration