Table A1 Reliability, composite... | Emerald Publishing

Table A1

Reliability, composite reliability, collinearity, AVE values and common method variance

Variables	Reliability values	Composite reliability	Collinearity statistics (VIF)	Skewness	Kurtosis	Common method variance (%)	CVI	Average variance extracted (AVE)
Usage of digital cash-based assistance	0.896	0.902		−1.443	2.102	30.40	0.744	0.589
Financial service providers’ technology readiness	0.867	0.870	1.985	−1.223	1.441	28.67	0.789	0.549
Organizational culture	0.845	0.830	2.961	−1.409	2.563	35.53	0.812	0.533

Variables	Reliability values	Composite reliability	Collinearity statistics (VIF)	Skewness	Kurtosis	Common method variance (%)	CVI	Average variance extracted (AVE)
Usage of digital cash-based assistance	0.896	0.902		−1.443	2.102	30.40	0.744	0.589
Financial service providers’ technology readiness	0.867	0.870	1.985	−1.223	1.441	28.67	0.789	0.549
Organizational culture	0.845	0.830	2.961	−1.409	2.563	35.53	0.812	0.533

Source(s): Authors’ own creation