Table A2 Heterotrait-mono-trait...

Table A2

Heterotrait-mono-trait discriminant validity values

Variables	1	2
Organizational culture (1)
Financial service providers’ technology readiness (2)	0.782
Usage of digital cash-based assistance (3)	0.600	0.788

Variables	1	2
Organizational culture (1)
Financial service providers’ technology readiness (2)	0.782
Usage of digital cash-based assistance (3)	0.600	0.788

Source(s): Authors’ own creation