Table 3

Measurements of core constructs

Measurement/itemsItem-total correlationCronbach’s alpha
Perceived social presence (adapted from Kumar and Benbasat, 2006)0.926
Regarding the content in the previous images, I had a sense of…  
Humanity0.795 
Personalness0.721 
Sociability0.809 
Human warmth0.877 
Human sensitivity0.831 
Trust (adapted from Benbasat and Wang, 2005) 0.944
The other party who provides me information through text in the previous images  
Competence  
Is an expert in assessing my situation0.739 
Has good knowledge about insurance0.719 
Considers my needs and preferences about insurance0.816 
Is a real expert in insurance products0.771 
Benevolence  
Puts my interests first.0.798 
Keeps my interests in mind.0.824 
Wants to understand my needs and preferences0.784 
Integrity  
Provides unbiased product recommendations0.666 
Is honest0.791 
Possesses integrity0.804 
Purchase Intention (adapted from (Hevval et al., 1998)  
I would buy the insurance product of vitality prime… 0.971
The probability is high0.938 
My willingness to buy is high0.944 
I feel confident in buying0.924 
I would consider buying soon0.900 
Source(s): Authors’ own work

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