Table 3 Technical efficiency and...

Table 3

Technical efficiency and benchmark of inefficient banks

No	DMU	OTE	PTE	SE	RTS	Benchmark
1	ALLA	0.8841	0.9816	0.9006	DRS	CITYU; UCO
2	ANDB	0.9786	1	0.9786	DRS	CITYU; NABL; UCO
3	BOB	0.8456	1	0.8456	DRS	CITI; CITYU
4	BOI	0.8027	0.8808	0.9114	DRS	CITI; CITYU
5	BOM	0.7805	0.8479	0.9205	DRS	CITYU; NABL; UCO
6	CNRB	0.8481	1	0.8481	DRS	CITI; CITYU
7	CBI	0.7568	1	0.7568	DRS	NABL; UCO
8	CORP	0.9547	1	0.9547	DRS	CITYU; TMBL; YESB
9	IDIB	0.9122	1	0.9122	DRS	CITI; CITYU
10	IOB	0.7854	0.8260	0.9509	DRS	CITYU; UCO
11	OBC	0.8951	0.9271	0.9654	DRS	CITI; CITYU
12	PSIB	0.8738	1	0.8738	DRS	CITYU; NABL; UCO
13	PNB	0.8932	1	0.8932	DRS	CITI; CITYU
14	SBI	0.7916	1	0.7916	DRS	CITI; CITYU
15	SYND	0.8116	1	0.8116	DRS	CITYU; NABL; UCO
16	UCO	1	1	1	CRS	–
17	UNI	0.8479	0.9321	0.9097	DRS	CITI; CITYU
18	UTB	0.8252	0.9657	0.8545	DRS	CITYU; NABL; UCO
19	AXIS	0.9226	0.9752	0.9461	DRS	CITI; CITYU; DBAG
20	CATH	1	1	1	CRS	–
21	CITYU	1	1	1	CRS	–
22	DCBB	0.7169	0.7372	0.9725	IRS	CITYU; HDFC
23	DHAN	0.7629	0.7636	0.9991	IRS	CATH; CITYU; NABL
24	FEDE	0.8755	1	0.8755	DRS	CITYU; TMBL; YESB
25	HDFC	1	1	1	CRS	–
26	ICICI	0.9960	1	0.9960	DRS	CITI; CITYU
27	IDBI	0.9271	0.9337	0.9929	DRS	CITI; CITYU
28	INDBL	0.9713	0.9750	0.9962	IRS	CITYU; HDFC
29	JKBL	0.8477	0.8568	0.9894	DRS	CITI; CITYU
30	KARNA	0.7777	0.8432	0.9223	DRS	CITYU; NABL; UCO
31	KARUR	0.8491	0.8907	0.9534	DRS	CITI; CITYU
32	KOTAK	0.7905	0.8412	0.9397	DRS	CITI; CITYU; DBAG; HDFC
33	LVBL	0.7809	0.8388	0.9310	DRS	CITYU; NABL; UCO
34	NABL	1	1	1	CRS	–
35	RBLB	0.9534	1	0.9534	IRS	CITYU; HDFC
36	SIBL	0.8679	1	0.8679	DRS	CITYU; NABL; UCO
37	TMBL	1	1	1	CRS	–
38	YESB	1	1	1	CRS	–
39	CITI	1	1	1	CRS	–
40	DBSB	0.7448	0.8997	0.8278	IRS	DBAG; NABL; TMBL
41	DBAG	1	1	1	CRS	–
42	HSBC	0.9072	0.9077	0.9995	IRS	CITI; CITYU; DBAG
43	STCB	0.9743	0.9743	1.0000	IRS	CITI; CITYU

No	DMU	OTE	PTE	SE	RTS	Benchmark
1	ALLA	0.8841	0.9816	0.9006	DRS	CITYU; UCO
2	ANDB	0.9786	1	0.9786	DRS	CITYU; NABL; UCO
3	BOB	0.8456	1	0.8456	DRS	CITI; CITYU
4	BOI	0.8027	0.8808	0.9114	DRS	CITI; CITYU
5	BOM	0.7805	0.8479	0.9205	DRS	CITYU; NABL; UCO
6	CNRB	0.8481	1	0.8481	DRS	CITI; CITYU
7	CBI	0.7568	1	0.7568	DRS	NABL; UCO
8	CORP	0.9547	1	0.9547	DRS	CITYU; TMBL; YESB
9	IDIB	0.9122	1	0.9122	DRS	CITI; CITYU
10	IOB	0.7854	0.8260	0.9509	DRS	CITYU; UCO
11	OBC	0.8951	0.9271	0.9654	DRS	CITI; CITYU
12	PSIB	0.8738	1	0.8738	DRS	CITYU; NABL; UCO
13	PNB	0.8932	1	0.8932	DRS	CITI; CITYU
14	SBI	0.7916	1	0.7916	DRS	CITI; CITYU
15	SYND	0.8116	1	0.8116	DRS	CITYU; NABL; UCO
16	UCO	1	1	1	CRS	–
17	UNI	0.8479	0.9321	0.9097	DRS	CITI; CITYU
18	UTB	0.8252	0.9657	0.8545	DRS	CITYU; NABL; UCO
19	AXIS	0.9226	0.9752	0.9461	DRS	CITI; CITYU; DBAG
20	CATH	1	1	1	CRS	–
21	CITYU	1	1	1	CRS	–
22	DCBB	0.7169	0.7372	0.9725	IRS	CITYU; HDFC
23	DHAN	0.7629	0.7636	0.9991	IRS	CATH; CITYU; NABL
24	FEDE	0.8755	1	0.8755	DRS	CITYU; TMBL; YESB
25	HDFC	1	1	1	CRS	–
26	ICICI	0.9960	1	0.9960	DRS	CITI; CITYU
27	IDBI	0.9271	0.9337	0.9929	DRS	CITI; CITYU
28	INDBL	0.9713	0.9750	0.9962	IRS	CITYU; HDFC
29	JKBL	0.8477	0.8568	0.9894	DRS	CITI; CITYU
30	KARNA	0.7777	0.8432	0.9223	DRS	CITYU; NABL; UCO
31	KARUR	0.8491	0.8907	0.9534	DRS	CITI; CITYU
32	KOTAK	0.7905	0.8412	0.9397	DRS	CITI; CITYU; DBAG; HDFC
33	LVBL	0.7809	0.8388	0.9310	DRS	CITYU; NABL; UCO
34	NABL	1	1	1	CRS	–
35	RBLB	0.9534	1	0.9534	IRS	CITYU; HDFC
36	SIBL	0.8679	1	0.8679	DRS	CITYU; NABL; UCO
37	TMBL	1	1	1	CRS	–
38	YESB	1	1	1	CRS	–
39	CITI	1	1	1	CRS	–
40	DBSB	0.7448	0.8997	0.8278	IRS	DBAG; NABL; TMBL
41	DBAG	1	1	1	CRS	–
42	HSBC	0.9072	0.9077	0.9995	IRS	CITI; CITYU; DBAG
43	STCB	0.9743	0.9743	1.0000	IRS	CITI; CITYU

Note(s): DRS = decreasing returns to scale; IRS = increasing returns to scale; and CRS = constant returns to scale

Source(s): Calculated by researchers