Table 2 Discriminant validity (Fornell...

Table 2

Discriminant validity (Fornell and Larcker criteria)

	CB	CI	CS	DPM	EE	H	PE	PV	SI	VTO
CB	0.879
CI	0.524	0.913
CS	0.544	0.798	0.869
DPM	0.521	0.689	0.665	0.951
EE	0.761	0.482	0.524	0.469	0.933
H	0.273	0.493	0.486	0.401	0.273	0.836
PE	0.661	0.611	0.644	0.567	0.693	0.413	0.923
PV	0.514	0.675	0.700	0.681	0.537	0.440	0.608	0.773
SI	0.362	0.462	0.495	0.511	0.356	0.610	0.473	0.471	0.836
VTO	0.381	0.618	0.605	0.539	0.370	0.602	0.493	0.607	0.573	0.895

	CB	CI	CS	DPM	EE	H	PE	PV	SI	VTO
CB	0.879
CI	0.524	0.913
CS	0.544	0.798	0.869
DPM	0.521	0.689	0.665	0.951
EE	0.761	0.482	0.524	0.469	0.933
H	0.273	0.493	0.486	0.401	0.273	0.836
PE	0.661	0.611	0.644	0.567	0.693	0.413	0.923
PV	0.514	0.675	0.700	0.681	0.537	0.440	0.608	0.773
SI	0.362	0.462	0.495	0.511	0.356	0.610	0.473	0.471	0.836
VTO	0.381	0.618	0.605	0.539	0.370	0.602	0.493	0.607	0.573	0.895

Note(s): CI: Continued Intention; FC: Facilitating Conditions; H: Habit; HM: Hedonic Motivation; DPM: Digital Payment Mode; PE: Performance Expectancy; PV: Price Value and SI: Social Influence

Source(s): Authors’ calculations with PLS-SEM

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