Demographic characteristics of the sample
| Demographic variable | Groups | Frequency | Percentage (%) |
|---|---|---|---|
| Gender | Male | 179 | 58.9 |
| Female | 125 | 41.1 | |
| Age | 15–25 | 82 | 27.0 |
| 25–35 | 127 | 41.8 | |
| 35–45 | 55 | 18.1 | |
| 45–55 | 27 | 8.9 | |
| Above 55 | 13 | 4.3 | |
| Education level | Primary | 6 | 2.0 |
| Secondary | 16 | 5.3 | |
| Graduation | 155 | 51.0 | |
| Post-graduation | 77 | 25.3 | |
| Professional qualification | 50 | 16.4 | |
| Occupation | Student | 92 | 30.3 |
| Unemployed/Job seeking | 35 | 11.5 | |
| Employed | 162 | 53.3 | |
| Business | 15 | 4.9 | |
| Place of residence | Rural | 132 | 43.4 |
| Urban | 172 | 56.6 | |
| Experience in FinTech use | Less than 1 year | 7 | 2.3 |
| 1–3 years | 40 | 13.2 | |
| 2–5 years | 80 | 26.3 | |
| More than 5 years | 177 | 58.2 | |
| Frequency of FinTech use | Rare | 7 | 2.3 |
| Some time | 43 | 14.1 | |
| Often | 108 | 35.5 | |
| Always | 146 | 48.0 |
| Demographic variable | Groups | Frequency | Percentage (%) |
|---|---|---|---|
| Gender | Male | 179 | 58.9 |
| Female | 125 | 41.1 | |
| Age | 15–25 | 82 | 27.0 |
| 25–35 | 127 | 41.8 | |
| 35–45 | 55 | 18.1 | |
| 45–55 | 27 | 8.9 | |
| Above 55 | 13 | 4.3 | |
| Education level | Primary | 6 | 2.0 |
| Secondary | 16 | 5.3 | |
| Graduation | 155 | 51.0 | |
| Post-graduation | 77 | 25.3 | |
| Professional qualification | 50 | 16.4 | |
| Occupation | Student | 92 | 30.3 |
| Unemployed/Job seeking | 35 | 11.5 | |
| Employed | 162 | 53.3 | |
| Business | 15 | 4.9 | |
| Place of residence | Rural | 132 | 43.4 |
| Urban | 172 | 56.6 | |
| Experience in FinTech use | Less than 1 year | 7 | 2.3 |
| 1–3 years | 40 | 13.2 | |
| 2–5 years | 80 | 26.3 | |
| More than 5 years | 177 | 58.2 | |
| Frequency of FinTech use | Rare | 7 | 2.3 |
| Some time | 43 | 14.1 | |
| Often | 108 | 35.5 | |
| Always | 146 | 48.0 |
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