Table 2 Descriptive statistics on access... | Emerald Publishing

Table 2

Descriptive statistics on access to and use of digital financial services by gender

	Variables	Men (yes)	Women (yes)	Men (no)	Women (no)
Access	Has a debit card	21.50%	20.21%	21.70%	36.59%
	Has a credit card	18.08%	14.54%	31.56%	32.82%
	Has a mobile account	11.63%	10.31%	31.51%	46.55%
Use	Has used a debit card	11.63%	10.22%	31.01%	46.59%
	Has used a credit card	9.08%	5.91%	40.56%	44.45%
	Has used a mobile phone or the internet to access the account	26.87%	23.21%	22.77%	27.15%
	Has used a mobile phone or the internet to check an account balance	28.97%	25.11%	20.67%	25.25%
	Has made bill payments online using the internet	13.02%	11.80%	30.16%	45.02%
	Has paid a utility bill using a mobile phone	12.55%	10.56%	32.00%	44.89%
	Has made or received a digital payment	13.40%	17.98%	28.36%	40.25%
	Has made a digital merchant payment	15.83%	13.80%	27.36%	43.02%

	Variables	Men (yes)	Women (yes)	Men (no)	Women (no)
Access	Has a debit card	21.50%	20.21%	21.70%	36.59%
	Has a credit card	18.08%	14.54%	31.56%	32.82%
	Has a mobile account	11.63%	10.31%	31.51%	46.55%
Use	Has used a debit card	11.63%	10.22%	31.01%	46.59%
	Has used a credit card	9.08%	5.91%	40.56%	44.45%
	Has used a mobile phone or the internet to access the account	26.87%	23.21%	22.77%	27.15%
	Has used a mobile phone or the internet to check an account balance	28.97%	25.11%	20.67%	25.25%
	Has made bill payments online using the internet	13.02%	11.80%	30.16%	45.02%
	Has paid a utility bill using a mobile phone	12.55%	10.56%	32.00%	44.89%
	Has made or received a digital payment	13.40%	17.98%	28.36%	40.25%
	Has made a digital merchant payment	15.83%	13.80%	27.36%	43.02%

Source(s): Authors’ elaboration using the Global Findex Database (2021)