Table 2.

Standardised factor loadings of the constructs

Construct itemsFactor loadingsConstruct itemsFactor loadings
Trust in service provider Motivation to protect 
TSP10.764MP10.875
TSP20.852MP20.9
TSP30.878MP30.79
TSP40.851MP40.774
Trust in technology Protection behaviour 
TT10.865PB10.657
TT20.904PB20.81
TT30.653PB30.638
TT40.616Perceived severity 
Facilitating conditions PS10.769
FC10.738PS20.901
FC20.826PS30.815
FC30.669Perceived vulnerability 
Technology anxiety PV10.652
TA10.794PV20.801
TA20.889PV30.746
TA30.898PV40.691
TA40.914Social influence 
TA40.833SI10.849
Perceived task difficulty SI20.923
PTD10.903SI30.801
PTD20.925SI40.725
PTD30.782Response cost 
PTD40.601RC10.625
Self-Efficacy RC20.713
SE10.685RC30.757
SE30.704  
SE40.607  
Source: Own work

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