The questions used to operationalize the measurement items
| Measurement items | Mean | Median | Standard deviation | SEM |
|---|---|---|---|---|
| Financial anxiety scale (Archuleta et al., 2013) Measured in a 7-point Likert scale; where 1 = Never, 7 = Always | 2.76 | 2.29 | 1.48 | 0.08 |
| I feel anxious about my financial situation | 3.88 | 1.75 | ||
| I have difficulty sleeping because of my financial situation | 2.03 | 1.47 | ||
| I have difficulty concentrating on my school/or work because of my financial situation | 2.27 | 1.67 | ||
| I am irritable because of my financial situation | 2.81 | 1.80 | ||
| I have difficulty controlling worrying about my financial situation | 2.53 | 1.62 | ||
| My muscles feel tense because of worries about my financial situation | 3.00 | 1.87 | ||
| I feel fatigued because I worry about my financial situation | 2.65 | 1.83 | ||
| Financial knowledge Measured in a 10-point Likert scale; where 1 = No knowledge, 10 = Very knowledgeable | ||||
| How would you rate your financial knowledge level? | 5.14 | 5.00 | 1.47 | 0.08 |
| Monthly income | 412.27 | 287 | 916.69 | 49.14 |
| Measurement items | Mean | Median | Standard deviation | SEM |
|---|---|---|---|---|
| 2.76 | 2.29 | 1.48 | 0.08 | |
| I feel anxious about my financial situation | 3.88 | 1.75 | ||
| I have difficulty sleeping because of my financial situation | 2.03 | 1.47 | ||
| I have difficulty concentrating on my school/or work because of my financial situation | 2.27 | 1.67 | ||
| I am irritable because of my financial situation | 2.81 | 1.80 | ||
| I have difficulty controlling worrying about my financial situation | 2.53 | 1.62 | ||
| My muscles feel tense because of worries about my financial situation | 3.00 | 1.87 | ||
| I feel fatigued because I worry about my financial situation | 2.65 | 1.83 | ||
| How would you rate your financial knowledge level? | 5.14 | 5.00 | 1.47 | 0.08 |
| 412.27 | 287 | 916.69 | 49.14 |
Note(s): Standard Error of Mean (SEM)
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