Table A2

The questions used to operationalize the measurement items

Measurement itemsMeanMedianStandard deviationSEM
Financial anxiety scale (Archuleta et al., 2013)
Measured in a 7-point Likert scale; where 1 = Never, 7 = Always
2.762.291.480.08
I feel anxious about my financial situation3.88 1.75 
I have difficulty sleeping because of my financial situation2.03 1.47 
I have difficulty concentrating on my school/or work because of my financial situation2.27 1.67 
I am irritable because of my financial situation2.81 1.80 
I have difficulty controlling worrying about my financial situation2.53 1.62 
My muscles feel tense because of worries about my financial situation3.00 1.87 
I feel fatigued because I worry about my financial situation2.65 1.83 
Financial knowledge
Measured in a 10-point Likert scale; where 1 = No knowledge, 10 = Very knowledgeable
    
How would you rate your financial knowledge level?5.145.001.470.08
Monthly income412.27287916.6949.14

Note(s): Standard Error of Mean (SEM)

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