Figure 2
A mediation model shows effects of perceived autonomy support on financial planning intention with coefficients.The path diagram presents a structural mediation framework arranged from left to right using rounded rectangles connected by solid and dashed arrows. On the left side, a rounded rectangle labeled “Perceived autonomy support” is shown. Four solid rightward arrows emerge from it and connect to four vertically arranged rounded rectangles labeled from top to bottom as “Intrinsic motivation”, “Identified regulation”, “External regulation”, and “Amotivation”, with coefficients “0.724 triple asterisk”, “0.697 triple asterisk”, “0.685 triple asterisk”, and “negative 0.673 triple asterisk”, respectively. Above these rectangles, R-squared values are written as “R squared equals 52.4 percent” for “Intrinsic motivation”, “R squared equals 48.6 percent” for “Identified regulation”, “R squared equals 46.9 percent” for “External regulation”, and “R squared equals 45.3 percent” for “Amotivation”. From “Intrinsic motivation”, a solid rightward arrow labeled “0.214 double asterisk” points to the rounded rectangle labeled “Attitude towards personal finance”, and a dashed rightward arrow labeled “0.103 dagger” points directly to the rounded rectangle on the right labeled “Intention to engage in financial planning”. From “Identified regulation”, a solid rightward arrow labeled “0.136 single asterisk” points to “Attitude towards personal finance”, and another solid rightward arrow labeled “0.229 triple asterisk” points directly to “Intention to engage in financial planning”. From “External regulation”, a dashed rightward arrow labeled “negative 0.069” points to “Attitude towards personal finance”, and another dashed rightward arrow labeled “negative 0.057” points to “Intention to engage in financial planning”. From “Amotivation”, a dashed rightward arrow labeled “0.141 dagger” points to “Attitude towards personal finance”, and another dashed rightward arrow labeled “negative 0.135” points to “Intention to engage in financial planning”. The rounded rectangle “Attitude towards personal finance” shows “R squared equals 18.4 percent” above it and connects with a solid rightward arrow labeled “0.170 triple asterisk” to “Intention to engage in financial planning”. The rounded rectangle “Intention to engage in financial planning” displays “R squared equals 35.1 percent” above it. On the lower right side, three rounded rectangles labeled from top to bottom as “Financial literacy”, “Financial education”, and “Gender” connect with dashed upward arrows to “Intention to engage in financial planning”, labeled “0.047”, “0.014”, and “negative 0.019”, respectively. A dashed rightward arrow labeled “0.171” also connects “Perceived autonomy support” directly to “Attitude towards personal finance”, and a dashed top arrow labeled “0.136 dagger” runs across the top from “Perceived autonomy support” to “Intention to engage in financial planning”.

The model with the results. p < 0.1, *p < 0.05, **p < 0.01, ***p < 0.001, one-tailed test, Gender: Male = 0, Female = 1 Dashed lines show non-significant paths. Source: Authors’ own work

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