Figure 2.
The structural model presents religiosity connecting to user satisfaction with coefficient 0.798 and to perceived usefulness with coefficient 0.066. Perceived usefulness has R squared 0.697 and connects to user satisfaction with coefficient 0.318 and to intention to use with coefficient 0.652. Perceived easiness connects to perceived usefulness with coefficient 0.829, to user satisfaction with coefficient negative 0.241, and to intention to use with coefficient 0.176. User satisfaction has R squared 0.703 and connects to intention to use with coefficient 0.298. Intention to use has R squared 0.729. Indicators R 1 to R 5 load on religiosity, P U 1 to P U 4 load on perceived usefulness, P E 1 to P E 4 load on perceived easiness, U S 1 to U S 3 load on user satisfaction, and I U 1 to I U 4 load on intention to use.Structural equation model