Figure 2
The horizontal axis is labeled “Moderating Variables” and identifies three categories arranged from left to right: “Financial Literacy”, “Mobile Savviness”, and “Social Media Engagement”. The vertical axis is labeled “Interaction Effect Size (beta)” and ranges from 0.00 to 0.14 in increments of 0.02 units. The legend at the top center indicates that the blue bars represent “Significant” results. The data from the bars is as follows: Financial Literacy: 0.142. Mobile Savviness: 0.105. Social Media Engagement: 0.140. Note: All numerical data values are approximated.Moderating effects of financial literacy, mobile savviness and social media engagement on the relationships between UTAUT constructs and behavioral intention, showing interaction effect sizes and significance levels