Figure 2
The vertical axis of the line graph ranges from negative 4 to 4 in intervals of 2 units. The horizontal axis ranges from 2005 to 2025 in increments of 5 years. Six lines are plotted on the graph. A legend at the bottom indicates that the six lines represent “R O A (mean)”, “I N T 16 to 24”, “I N T 25 to 34”, “I N T 35 to 44”, “I N T 45 to 54”, and “I N T 55 to 74”. The line for “R O A (mean)” begins at 3.28 in 2007, drops sharply to negative 0.242 in 2009, rises to a peak of about 1.02 in 2014, and then shows a gradual decline, ending near negative 0.74 in 2022. The line for “I N T 16 to 24” starts at negative 2.07 in 2007, rises sharply with fluctuations, passes through 0.94 in 2015, then declines and ends near negative 1.19 in 2022. The line for “I N T 25 to 34” begins at negative 2.72 in 2007, increases steadily to 1.12 in 2011, fluctuates, and then declines to end at negative 0.53 in 2022. The line for “I N T 35 to 44” begins at negative 3.10 in 2007, rises to 0.84 in 2013, fluctuates slightly, and ends around 0.198 in 2022. The line for “I N T 45 to 54” begins at negative 2.45 in 2007, climbs to 1.27 in 2017, drops afterward, and ends at 0.65 in 2022. The line for “I N T 55 to 74” begins at negative 2.19 in 2007, rises steadily to 0.22 in 2014, continues upward to a and ends at 1.09 in 2022. Note: All the numerical values are approximated.Adoption of internet banking in relation to banks profitability across different age-groups. Source(s): Authors' own work