The flowchart begins with theoretical frameworks including RAT, RCT, STT, and TAM. It then moves to technology, which acts as a protective, cost, and contextual moderator. This leads to cyberfraud perpetration, which is influenced by rate, scale, and sophistication. The process then branches into two paths: one leading to blocked attacks, system's uptime, resilience, confidentiality, and integrity, and the other leading to organizational cybersecurity outcomes.
Conceptual framework linking the theories to the variables. Source: Authorsā own work