The vertical axis is labeled “Standardized Residuals”. The tick labels visible on this axis from bottom to top are “negative 2”, “negative 2”, “negative 1”, “0”, “1”, and “2”. The horizontal axis is labeled “Theoretical Quantiles”. The visible tick labels from left to right are “negative 2.5”, “negative 1.0”, “negative 0.5”, “negative 0.0”, “0.5”, “1.0”, “1.5”, and “2.0”. A straight diagonal reference line runs upward from the lower left corner toward the upper right corner of the plot. X-shaped data points represent observed values. Data points lie close to a straight diagonal reference line from lower left to upper right. At lower quantiles near minus 2.5, residuals are around minus 2. At mid quantiles near 0, residuals are around negative 1. At higher quantiles near 2.0, residuals reach 1.8 to 2. Minor deviations from the line appear at both ends, but most points align closely with the reference line. Note: All numerical values are approximated.Q–Q plot of residuals for net NPAs regression. Note: Figure generated by the author
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