Figure 5
A diagram representing the relationships between various factors in a model for homeowners.The diagram shows the Stage 1 model for homeowners. It illustrates the relationships between different factors such as ARP, ENV, ECO, SOC, PIPM, PPRM, PEKM, FSSE, RMAC, CAI, FAP, and IMPL. Again, only ARB is a higher order construct, while others are lower order constructs. Each factor is represented by a circle with arrows indicating the direction of relationships between them. The arrows are labeled with values representing the strength of the relationships. The diagram includes labels for individual components within each factor, such as BEEG, EDGE, NCCP for ARP, and IMP1, IMP2 for IMPL.

Stage 1 model – homeowners

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