Agricultural insurance is an important risk management tool, essential for maintaining agricultural activities and reducing losses caused by adverse situations. Innovation, in turn, is crucial for the maintenance and development of various sectors. This research aimed to analyze the innovation and use of new technologies applied to the agricultural insurance sector.
The systematic literature review was carried out in the Scopus and Web of Science databases, which yielded 28 articles that met the selection criteria. A co-citation network was developed using the VOSviewer Software, allowing the formation of clusters grouping studies whose implications of innovation or use of new technology converged to the same theme.
Clusters referred to pricing and risk analysis, resilience and risk transfer, adverse selection and climate change, cost reduction and transparency in contracts and introduction and/or distribution of agricultural insurance. The results show that Asian countries stand out in the number of studies related to innovation in agricultural insurance. We also verified that the research analyzed contemplates that innovations and new technologies benefit those involved in the agricultural insurance system, including improvements in pricing, risk analysis and distribution. Thus, costs are minimized, and farmers have greater access to this risk management tool.
The analysis of technological Innovations in the context of agricultural insurance emerges as a fundamental principle for decision-making by rural managers, agricultural insurance companies and federal government bodies intending to develop public policies ensuring the maintenance of agricultural activities. Therefore, it is an emerging topic for investigation and practical adoption.
