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1-20 of 29
Keywords: Ghana
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Journal Articles
Agricultural credit repayment behaviour of smallholder farmers in farmer-based organisations (FBOs) under government and NGO credit programs in Ghana
Available to Purchase
Journal:
Agricultural Finance Review
Agricultural Finance Review (2025) 85 (4-5): 556–569.
Published: 27 October 2025
...Adam Salifu Purpose The availability of agricultural credit for smallholder farmers in developing countries is widely recognised as crucial for improving their productivity. This paper explores the loan repayment behaviour of smallholder farmers in farmer-based organisations (FBOs) under Ghana's...
Journal Articles
Impact of national health insurance enrolment on farm investments in Sub-Saharan Africa: empirical evidence from Ghana
Available to Purchase
Journal:
Agricultural Finance Review
Agricultural Finance Review (2024) 84 (4-5): 320–341.
Published: 24 September 2024
.../methodology/approach This study used data on 5,883 farm households from the sixth round of the Ghana Living Standard Surveys (GLSS), which is nationally represented data at the household level. The data also includes a Labour Force Survey module. The sample frame was divided into a primary and secondary...
Journal Articles
Remittances and agricultural productivity: the effect of heterogeneity in economic activity of farming households in Ghana
Available to Purchase
Journal:
Agricultural Finance Review
Agricultural Finance Review (2023) 83 (4-5): 821–844.
Published: 14 November 2023
... crop farming households in Ghana. Design/methodology/approach The authors employ propensity score matching (PSM) methods to address potential endogeneity issues that could arise from the estimation due to selection bias. This paper uses the seventh round of Ghana living standard survey dataset...
Journal Articles
Impact of village saving groups on adoption intensity of sustainable agricultural practices among smallholder farmers in Northern region, Ghana
Available to Purchase
Journal:
Agricultural Finance Review
Agricultural Finance Review (2023) 83 (4-5): 675–690.
Published: 15 September 2023
... was to quantitatively assess the impact of VSLA on the intensity of adoption of SAPs. Design/methodology/approach This study used cross-sectional data from 376 farming households in the East Gonja district of Ghana. An Endogenous Poisson Treatment Regression (EPTR) was applied to correct for self-selection bias...
Journal Articles
Input credit scheme, farm productivity and food security nexus among smallholder rice farmers: evidence from North East Ghana
Available to Purchase
Journal:
Agricultural Finance Review
Agricultural Finance Review (2023) 83 (4-5): 691–719.
Published: 11 September 2023
... rice farmers in Ghana. Design/methodology/approach Cross-sectional data from 250 rice farming households in the Mamprugu Moagduri district of the North East Region obtained from a multi-stage sampling technique were used for the study. Inverse Probability Weighted Regression Adjustment (IPWRA...
Journal Articles
Trade credit from agrochemical vendors as an alternative source of finance for cabbage producers in the Bono East Region of Ghana
Available to Purchase
Journal:
Agricultural Finance Review
Agricultural Finance Review (2023) 83 (1): 43–82.
Published: 15 April 2022
...Ernest Christlieb Amrago; Nicholas Oppong Mensah Purpose The purpose of this study is to examine trade credit from agrochemical vendors as an alternative source of finance for cabbage producers in the Bono East Region of Ghana. The determinants of trade credit supply and impact on cabbage...
Journal Articles
Financial literacy and its determinants: the case of rural farm households in Ghana
Available to Purchase
Journal:
Agricultural Finance Review
Agricultural Finance Review (2022) 82 (4): 641–656.
Published: 17 August 2021
...Martinson Ankrah Twumasi; Yuansheng Jiang; Salina Adhikari; Caven Adu Gyamfi; Isaac Asare Purpose This paper aims to examine the determinants of rural dwellers financial literacy in Ghana. Design/methodology/approach A cross-sectional primary data set was used to estimate the factors...
Journal Articles
Increasing rice productivity in Ghana: Do savings with rural and community banks matter?
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Journal:
Agricultural Finance Review
Agricultural Finance Review (2022) 82 (4): 597–615.
Published: 29 June 2021
...Enoch Yao Vukey; Irene S. Egyir; Edward Asiedu; Nana Afranaa Kwapong Purpose This paper analysed the motives behind farmers' savings with Rural and Community Banks (RCBs) and the effect of these savings on rice yield in the Hohoe Municipality of the Volta region of Ghana. Design/methodology...
Journal Articles
Adoption of rural bank credit programs among smallholder farmers in Ghana: an average treatment effect estimation of rates of exposure and adoption and their determinants
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Journal:
Agricultural Finance Review
Agricultural Finance Review (2022) 82 (1): 169–182.
Published: 08 June 2021
...Arnold Missiame; Patrick Irungu; Rose Adhiambo Nyikal; Grace Darko Appiah-Kubi Purpose The study aims to estimate the rates of exposure to, and adoption of, rural bank credit programs by smallholder farmers in rural Ghana and the factors responsible for those rates. Design/methodology/approach...
Journal Articles
Effects of village savings and loan association on agricultural value productivity in Northern Region of Ghana
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Journal:
Agricultural Finance Review
Agricultural Finance Review (2021) 81 (5): 657–674.
Published: 19 January 2021
...Peter Dawuni; Franklin Nantui Mabe; Osman Damba Tahidu Purpose Agriculture in Ghana is dominated by smallholder farmers in rural areas. Majority of these farmers are resource-poor and faced with serious challenges in accessing formal financial services towards farming needs attributed...
Journal Articles
Profitability analysis of rice production: a microeconomic perspective from northern Ghana
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Journal:
Agricultural Finance Review
Agricultural Finance Review (2021) 81 (4): 535–553.
Published: 06 January 2021
... of irrigation on rice farmers' profitability in northern Ghana. Design/methodology/approach Using cross-sectional data collected from 543 rice farmers in northern Ghana, the study employed both non-parametric (cost benefit analysis) and parametric (endogenous switching regression) approaches to analyse...
Journal Articles
Improving productivity among smallholder farmers in Ghana: does financial inclusion matter?
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Journal:
Agricultural Finance Review
Agricultural Finance Review (2021) 81 (4): 481–502.
Published: 15 December 2020
...James Atta Peprah; Isaac Koomson; Joshua Sebu; Chei Bukari Purpose Does financial inclusion matter for productivity among smallholder farmers? The authors answer this question by using the sixth and seventh rounds of the Ghana Living Standard Survey to examine the extent to which financial...
Journal Articles
Adoption of crop insurance in Ghana: an application of the complementary log-log truncated Poisson double-hurdle model
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Journal:
Agricultural Finance Review
Agricultural Finance Review (2021) 81 (1): 76–93.
Published: 30 June 2020
... to the viability of such an insurance programme. The determinants of farmers' WTP are also identified. Research limitations/implications Sampling was limited to farmers using irrigation and living in one region of Ghana, which may limit the study’s wider applicability. Originality/value As far...
Journal Articles
Measuring usage of formal financial services as a proxy for financial inclusion: A case of agricultural households in Ghana
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Journal:
Agricultural Finance Review
Agricultural Finance Review (2020) 80 (4): 471–489.
Published: 06 March 2020
... the level of usage of formal financial services among Ghanaian agricultural households as well as factors influencing these levels. Design/methodology/approach Financial inclusion indicators associated with the usage of formal financial services are selected from the 2017 Ghana Living Standard Survey...
Journal Articles
The role of savings mobilization on access to credit: a case study of smallholder farmers in Ghana
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Journal:
Agricultural Finance Review
Agricultural Finance Review (2020) 80 (2): 275–290.
Published: 07 January 2020
...Martinson Ankrah Twumasi; Yuansheng Jiang; Frank Osei Danquah; Abbas Ali Chandio; Wonder Agbenyo Purpose The purpose of this paper is to examine the effect of savings mobilization on access to credit among smallholder farmers’ in the Birim central municipality of Ghana. Design/methodology...
Journal Articles
The impact of credit on productivity of smallholder farmers in Ghana
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Journal:
Agricultural Finance Review
Agricultural Finance Review (2020) 80 (1): 91–109.
Published: 11 December 2019
... was implemented in the Northern Region of Ghana. This paper uses the Propensity Score Matching (PSM) to estimate the average treatment effect of access to production credit on the productivity of smallholder farmers. The rationale for the choice of this estimation technique is to control for selection bias since...
Journal Articles
Capital and credit constraints in the engagement of youth in Ghanaian agriculture
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Journal:
Agricultural Finance Review
Agricultural Finance Review (2020) 80 (1): 22–37.
Published: 18 October 2019
...Martinson Ankrah Twumasi; Yuansheng Jiang; Monica Owusu Acheampong Purpose The purpose of this paper is to determine the factors influencing rural youth farmers’ credit constraints status and the effect of credit constraint on the intensity of participation of these farmers in Ghana. Design...
Journal Articles
Willingness to participate and pay for index-based crop insurance in Ghana
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Journal:
Agricultural Finance Review
Agricultural Finance Review (2019) 79 (4): 491–507.
Published: 29 July 2019
...Joseph A. Adjabui; Peter R. Tozer; David I. Gray Purpose The purpose of this paper is to assess farmers’ willingness to participate and pay for weather-based index insurance in the Upper East Region of Ghana, and what factors influence the participation and purchase of crop insurance schemes...
Journal Articles
Impact of agricultural credit on farm income under the Savanna and Transitional zones of Ghana
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Journal:
Agricultural Finance Review
Agricultural Finance Review (2019) 79 (1): 60–84.
Published: 07 September 2018
...Abdul-Hanan Abdallah; Micheal Ayamga; Joseph A. Awuni Purpose The purpose of this paper is twofold: to determine the factors contributing to farm income in the Transitional and Savanna zones of Ghana and to ascertain variations between in the same and across the two locations; and to determine...
Journal Articles
Credit access and technical efficiency of smallholder farmers in Northern Ghana: Double bootstrap DEA approach
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Journal:
Agricultural Finance Review
Agricultural Finance Review (2018) 78 (5): 626–639.
Published: 30 August 2018
...Paul Kwame Nkegbe Purpose The purpose of this paper is to examine the relationship between credit access and technical efficiency of smallholder crop farmers in northern Ghana. Design/methodology/approach The study uses a random sample of 445 farming households in the three northern regions...
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