...Yusuf Ibrahim Kofarmata; Abubakar Hamid Danlami Purpose The purpose of this paper is to model credit rationing among farmers in rural developing areas, based on micro level data of Kano State, Nigeria. Design/methodology/approach A total of 835 households and 45 microfinance banks were...

...Dadson Awunyo-Vitor; Ramatu Mahama Al-Hassan; Daniel Bruce Sarpong; Irene Egyir Purpose – The purpose of this paper is to investigate the determinants of agricultural credit rationing by formal lenders in Ghana. Design/methodology/approach – This study employed descriptive statistics...

... land rights which could enable households to use land as collateral when borrowing. Households with a greater number of active male adults are also more likely to report credit constraints. © Emerald Group Publishing Limited 2008 Credit constraints Elicitation Malawi Rationing Sample...