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Keywords: Smart PLS
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Journal Articles
American Journal of Business (2025) 40 (3): 127–143.
Published: 02 June 2025
... primary data via a questionnaire from 399 participants. Analytical methods, including descriptive analysis, parametric tests and reliability assessments, were applied using SPSS and Smart PLS 4.0 to ensure robust research outcomes. Findings In terms of digital financial behaviour, there were...

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