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Journal Articles
African Journal of Economic and Management Studies (2023) 14 (4): 741–756.
Published: 14 August 2023
... only Household finance Financial inclusion Urban-rural disparities Malawi G11 G21 D14 To accomplish goals such as spending on consumption, buying durable goods, or starting a business, households use financial instruments (Gomes et al., 2021 ; Guisoa and Sodinib, 2013...
Journal Articles
African Journal of Economic and Management Studies (2022) 13 (1): 29–48.
Published: 27 October 2021
... Financial literacy Financial distress Ghana Socioeconomic characteristics D03 D14 Evans Osabuohien of Covenant University Living a comfortable and stress-free life is desired by many, if not all. Financial decisions such as buying a house, clothing, shelter and food, maintaining...
Journal Articles
African Journal of Economic and Management Studies (2020) 11 (3): 457–480.
Published: 17 April 2020
... obtained. The last section concludes. Mobile phones Ethiopia Credit uptake Probi Special regressor D14 O17 O33 The last few decades have been characterized by a boom in Information and Communication Technologies (ICT) that has influenced the lives of both the rich and the poor...

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