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Keywords: Informal sector
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Journal Articles
African Journal of Economic and Management Studies 1–19.
Published: 12 December 2025
... of the CC BY 4.0 licence . Blended finance Africa Profitability Informal sector Formal sector Access to appropriate finance remains one of the top constraints for small and micro businesses in sub-Saharan Africa. Less than 20% of small firms are able to access loans or credit lines from...

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