...) is rejected, favoring the fixed effects model instead. The Hausman Test: The Hausman test helps select between fixed and random effects models. It investigates the following claims; Establishing causality in the realm of economic growth and its determinants is challenging due to its...

... obtained from audited financial reports of 15 agricultural loan lending banks from 2010 to 2017. The study applies the random-effect model and the fixed-effect model in the analysis and uses the system generalized system method of moment to check the robustness of the results from the baseline models...