Keywords: TAM
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Journal Articles
Accounting Research Journal (2026) 39 (1): 84–103.
Published: 03 December 2025
... inclusion criteria, allowing 16 articles to be included. Findings The results suggest that adoption is influenced by trust, perceived usefulness, ease-of-use, social influence, financial literacy, regulatory support and perceived risk among others. Predominant theoretical lenses included TAM...

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