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This chapter examines the complex relationships between gender, climate, and finance in Africa, highlighting the inequalities that limit marginalised groups’ access to climate change mitigation and adaptation resources. Existing policies and institutional frameworks are analysed, assessing the implementation of global frameworks and agreements such as the Green Climate Fund (GCF) and the African Union's Agenda 2063. This study aims to assess the intersectional dynamics of gender, climate vulnerability, and access to financial services across three African countries namely Kenya, Senegal, and South Africa, using selected World Development Indicators (WDIs). The study's findings reveal persistent barriers to equitable access for women and highlight innovative financing mechanisms, such as green bonds and digital financial tools that could enhance women's participation. This research also examines intersectional factors, including race, ethnicity, and socio-economic status, that exacerbate the vulnerability of certain populations to climate-related economic challenges. Using descriptive statistics and visual representations, disparities in access to climate finance are illustrated. This chapter aims to provide evidence-based insights to inform policy and practice, fostering an interdisciplinary dialogue that addresses gender inequalities in climate finance across Africa. Bridging the gaps in climate finance will promote more inclusive and equitable climate change mitigation and adaptation strategies. These three countries were purposefully selected because they represent diverse sub-regions of Africa with differing levels of economic development, financial inclusion, and climate vulnerability, providing a balanced comparative perspective.

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