Scenarios used, Study 3

Imagine the following scenario. You are at Vegas with a couple of your friends and you decide to try your luck at the black jack table. On the second hand that you play, you bet $20 and you are confronted with the following situation. As typically happens, the dealer deals you two cards face down and deals himself one card face down and one card face up. The face up card for the dealer is a 10. Your two cards total 16. The rules of the game dictate that whoever is closest to 21 without going over 21 (or busting) wins the hand. The dealer asks, ‘Do you want to hit [i.e., take a card]. You think back to the books you read about black jack and what they said about this particular situation (when your hand totals 16 and the dealer's face up card is a 10) and come to conclusion that it is a toss up whether taking a card or standing (not taking a card) gives you better mathematical odds of winning’. The dealer looks at you and says again, ‘Do you want to hit?’