..., contrasted with limited use of financial and e-commerce platforms; (2) a higher level of digital maturity among entrepreneurs who operate a website; (3) the identification of two technology adoption profiles and (4) a comprehensive assessment of business processes that informed the design of a BPT-based...

... to medium‐sized enterprises Electronic commerce Electronic resources Risk assessment Technology adoption E‐trade Perceived risks Barriers There is increasing evidence that the use of information communication technology (ICT) can lead to more efficient transactions for smaller businesses...