Keywords: Digital payment
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Journal Articles
Digital Transformation and Society (2026) 5 (3): 259–280.
Published: 21 October 2025
...Rizka Ramayanti; Nurul Aisyah Rachmawati; Zubir Azhar; Nik Hadiyan Nik Azman Purpose This study aims to identify and consolidate the most effective predictors of individuals' intention to use digital payments and their actual adoption by synthesizing findings across various digital payment...

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